Preventing a money disaster - after a disaster! Uh-Oh. A pipe breaks & floods your basement. Bad enough, right? But if you can't prove the value of what was destroyed in an accident(or what was stolen in this case of theft)things could get even worse. Having an inventory of your goods--along with supporting materials, such as photographs and receipts--to present to your home owner's insurance company is crucial. Use this to learn how to document your valuables properly. Then store this information electronically in an online(read: waterproof) e-mail account. Be sure to update it every two years & after you make a major purchase. Keep pictures in a bank safe-deposit box or save them in an online photo account, like Snapfish. Financial crisis averted.
continued: this chart explains how to keep track of valuables & their worth-just in case you ever need to file a claim with your home owner's insurance company.
Item Should i take digi pic? do i need appraisal? what to document
cameras and YES NO YES
photography
equipment
china silvr YES YES YES
porcelain,
crystal
collectiblesYES YES YES
coins,stamps
rare books
electronics YES NO NO
fine art YES YES YES
furniture YES NO NO
furs YES YES YES
jewelry YES YES YES
musical
instruments YES YES YES
sports memo-
rabilia YES YES YES
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Say "bon voyage" to keeping track of frequent-flier miles, car-rental rewards, and credit-card points. Sign up with this website, which aggregates and securely monitors all your accounts for free. You can also opt to receive the site's e-mail notifications when any of your balances change or points are about to expire, so you have a chance to redeem them. Hello, dream trip to St. Maarten!
SMILE! T.G.I.F. DOUBLE SMILE! LOL
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