You start out with the best intentions (diet! exercise! stay on budget!). But, all too soon, your resolve starts to wane and a cheeseburger renders you powerless. Or not. The following five strategies will help you hold your ground--no matter what temptations are luring you in the opposite direction.
1. Eat a turkey sandwich - On average, we spend four hours each day actively resisting things we desire. Every time we refuse to succumb--say, by washing the dishes before watching TV or by holding our temper--our bodies draw on our store of glucose, which carries energy to the muscles and brain. When our glucose levels get low, our will-power weakens. To keep it high, eat regular meals that are full of protein and good carbohydrates, like a sandwich of lean meat and cheese packed between two slices of whole-wheat bread. And never start a challenging task on an empty stomach. Roy F. Baumeister, Ph.D. Professor of Psychology at Florida State
2. Anticipate roadblocks - When you start pursuing a goal, consider what might interfere with your plans. Always assume that glitches will come up and that your motivation may falter when they do. So if you're trying to cook more, do your food shopping well ahead of time. And make several meals the weekend beforehand, in case you don't get home in time to prepare dinner. Having a fallback makes it more likely that you'll accomplish your aims. Sandra Aamodt, Ph.D. is a neuroscientist based in Northern California
3. Do the opposite of what You normally Do - Like a muscle, your resolve can be strengthened over time with practice, even if you're not trying to correct a specific bad habit. Anytime you modify your routine, you're developing self-control. For example, try to brush your teeth or open doors with your nondominant hand. Once you've succeeded in making a tiny change, you can work toward accomplishing something more substantive. Heidi Grant Halvorson, PH.D. social psychologist at Columbia University
4. Choose a Reward in Advance - When changing your behavior (like trying to exercise each day), pick something--whether it's a piece of chocolate or relaxing on the couch for 30 minutes--that you'll treat yourself to once you've accomplished your objective. It could be months before you enjoy exercise on its own merits. So, in the meantime, when you look at your running shoes, you could think, "I'm going jogging because I want the prize that is waiting for me when I finish my workout". Placing all your attention on the end goal keeps you from being as focused on the pain or effort of the activity itself. Charles Duhigg, New York City investigative reporter for the New York Times.
5. Chill - Has beating yourself up ever helped you stick to a diet or stay within your budget? Probably not. You may even have ended up indulging more. (To wit: People with credit-card debt who are hard on themselves tend to rack up bigger charges than they would have otherwise.) Instead, ask yourself this: When am I likely to err again, and how will I prevent that from happening? Once you've figured out hot to avoid the problem in the future, let it go. Kelly McGonigal, PH.D health psychologist at Stanford University, Palo Alto
SMILE AT ALL & MERRY CHRISTMAS TO YOU & YOURS :)
Saturday, December 24, 2011
Sunday, December 18, 2011
December Green Drinks Mason "Festival of Lights"
Enjoy the photos :)
https://www.facebook.com/media/set/?set=a.10150527982130446.433095.366900635445&type=3
https://www.facebook.com/media/set/?set=a.10150527982130446.433095.366900635445&type=3
Saturday, December 17, 2011
ALL WE WANT FOR CHRISTMAS...
Where |
Description | Friends! Family! Lovers! High School Classmates! Ex-Employers! Zuckerberg! WE NEED YOU SO BADLY!!!!! It is with great pride and holiday chutzpah that we announce this very exciting and festive news: OUR RIDICULOUS GROUPONICUS VIDEO HAS MADE IT TO THE FINALS IN GROUPON'S ANNUAL CONTEST! We are one of four--the best of four, some might say--but we need YOUR help to reel in the prize: 5,000 GROUPON BUCKS!! We are mostly at war with the lame couple in the video to the right of ours, and we are certain they will run out of lame friends to vote in no time. But we must turn to you, our awesome friends and fervent supporters, to vote and post and repost and go caroling door to door in our name to make sure we win and that the competition throws themselves down the Regret Hole this year (a little Grouponicus humor for those in the know). In short PLEASE go here: http://lore.groupon.com/ And vote for "The King's Riddle". Then please tell everyone you know to do the same! The voting--or *liking*, as it were--all has to be done on the link above, so please direct others there! So whatever motivates you this holiday season--making a Christmas wish come true for friends or sabotaging one for a couple of strangers--we're counting on you. We need to kill this!! We know we can. THANK YOU FOR YOUR HELP!! Hugs and kisses and sand upon your doorstep, The Grouponicrew |
Thursday, December 15, 2011
Products To Tame Your Pets & Saving $
Now that you've kicked your bad habits, it's time to focus on your dogs and cats. These inventive items will help Ruby & her furry friends become as civilized as they are cute* For more discounts, visit our blog at realsimple.com/discountsanddeals
1. Poochie Bells - Potty-training for canines: Tack up this string of bells by your door and teach Ace to give it a jingle when he has to go out and tinkle. $13.60, gwlittle.com Enter the code POOCHIE at checkout
2. Super Bark Free Pro - Balto's bark triggers this wall-mounted or freestanding device to emit a safe, high-pitched tone(unheard by humans)that muzzles your mutt. $63.96, comforthouse.com Enter the code REALSIMPLE at checkout.
3. Soggy Doggy Doormat - Millions of microfiber-chenille strands will dry paws at the door(or in the car) Size 26 by 36 inches. Also available in blue. $32, soggydoggydoormat.com Enter the code RS20 at checkout
4. Pawz - These balloonlike rubber booties slip on easy to protect paws from salt and snow. Available in seven sizes. $12.76 to $15.16, blueribbongeneralstore.com
5. Nylabone Rhino Tug Toy - Playing a game of tug with your dog: Good for our soles(no chew marks on those new boots)and your soul. $8(small), $11.20(large), wag.com Enter the code WAGJAN at checkout.
6. Yep Yup Feeding Mat - A rubber mat that keeps your pet's bowl from sliding and his kibble from getting underfoot. $17.60, wag.com Enter the code WAGJAN at checkout.
7. M.A.X. Dachshund Scratcher - And now just for kitties: Let Mittens hone his claws on this(cardboard)dog, not your slipcovers. Length 20 inches.$24, catclaws.com Enter the code RS20 at checkout.
Easy Ways To Pad Your Wallet - If cutting costs is one of your goals for 2012, get started with this handy guide. Find out how much money you can save by paying bills online, refiguring your cell-phone plan, and fixing up small things around the house. Visit realsimple.com/moneysecrets to start adding up the savings.
SMILE, SMILE, SMILE & HAVE A GLASS OF WINE WITH FRIENDS :o)
1. Poochie Bells - Potty-training for canines: Tack up this string of bells by your door and teach Ace to give it a jingle when he has to go out and tinkle. $13.60, gwlittle.com Enter the code POOCHIE at checkout
2. Super Bark Free Pro - Balto's bark triggers this wall-mounted or freestanding device to emit a safe, high-pitched tone(unheard by humans)that muzzles your mutt. $63.96, comforthouse.com Enter the code REALSIMPLE at checkout.
3. Soggy Doggy Doormat - Millions of microfiber-chenille strands will dry paws at the door(or in the car) Size 26 by 36 inches. Also available in blue. $32, soggydoggydoormat.com Enter the code RS20 at checkout
4. Pawz - These balloonlike rubber booties slip on easy to protect paws from salt and snow. Available in seven sizes. $12.76 to $15.16, blueribbongeneralstore.com
5. Nylabone Rhino Tug Toy - Playing a game of tug with your dog: Good for our soles(no chew marks on those new boots)and your soul. $8(small), $11.20(large), wag.com Enter the code WAGJAN at checkout.
6. Yep Yup Feeding Mat - A rubber mat that keeps your pet's bowl from sliding and his kibble from getting underfoot. $17.60, wag.com Enter the code WAGJAN at checkout.
7. M.A.X. Dachshund Scratcher - And now just for kitties: Let Mittens hone his claws on this(cardboard)dog, not your slipcovers. Length 20 inches.$24, catclaws.com Enter the code RS20 at checkout.
Easy Ways To Pad Your Wallet - If cutting costs is one of your goals for 2012, get started with this handy guide. Find out how much money you can save by paying bills online, refiguring your cell-phone plan, and fixing up small things around the house. Visit realsimple.com/moneysecrets to start adding up the savings.
SMILE, SMILE, SMILE & HAVE A GLASS OF WINE WITH FRIENDS :o)
Wednesday, December 14, 2011
GOOGLE ANALYTICS 5 FREE seminar!
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Monday, December 12, 2011
Check out this site!! :)
https://www.facebook.com/DailyDealQueen
www.dailydealqueen.com
SMILE! & BUY SOMEONE A CUP OF COFFEE:)
www.dailydealqueen.com
SMILE! & BUY SOMEONE A CUP OF COFFEE:)
Friday, December 9, 2011
Venture for America: YES to Cincinnati
Read this incredible story:) http://enterchange.cincinnati.com/2011/12/08/venture-for-america-says-yes-to-cincinnati/
Thanks
Thanks
Tuesday, December 6, 2011
Please Vote for my good friend - Cindy Michelle Garza-Allman
I would appreciate your vote for me to be the next 2012 Ripper Fight Gear Girl http://www.facebook.com/photo.php?fbid=229597700445021&set=a.229588793779245.55998.100001843781708&type=3&theater
here is the link
Thanks Cindy Michelle Garza-Allman
here is the link
Thanks Cindy Michelle Garza-Allman
Please Vote for my good friend - Cindy Michelle Garza-Allman
I would appreciate your vote for me to be the next 2012 Ripper Fight Gear Girl http://www.facebook.com/photo.php?fbid=229597700445021&set=a.229588793779245.55998.100001843781708&type=3&theater
here is the link
Thanks Cindy Michelle Garza-Allman
here is the link
Thanks Cindy Michelle Garza-Allman
Saturday, December 3, 2011
Gear of the Year 2011 - Christmas ideas as well
Here is just a smattering of Gear of the Year!
The Smarter Phone: Don't do Apple? Opt for the Droid Bionic, the best Android powered smart-phone ever tried. Under its huge 4.3-inch display hides a dual-core processor, which, along with its ultrafast 4G connection, makes you feel as if you're working (or playing) on your home computer. It's a full-size PC that fits in your palm [$300; motorola.com]
The Phone-Friendly Gloves: Until now, most gloves that play nice with touchscreen phones has done so by using awkward metal buttons on the finger-tips. The Outdoor Research Ambit employs a coating on the leather palms and fingers so wearers can execute the most intricate, full-fingered cell-phone screen swipes to, say, answer an important call from the boss or make a crucial fantasy-football transaction, all from the lift.[$98; outdoorresearch.com]
The Shot-Saving Golf Ball: In passionate pursuit of a more accurate shot, Nike's 20XI does away with the golf ball's conventional rubber core and replaces it with a lighter resin. Since heavier metals surround its perimeter, the ball flies straight off the tee, with less movement at impact and more at the apex of its trajectory. Practically, that translates into fewer hooks and slices and more green-grabbing spin as it falls to Earth. After bashing quite a few, we became believers.[$46/dozen; nike.com]
The Endless Memory Card: Whether you're vacationing on Cyprus or volcano-luging in South America, the Eye-Fi Mobile X2 makes friends, family, and random twitter followers jealous by instantly uploading your shots. The WiFi-enabled SD card beams its contents straight to your computer, tablet, phone, or social network so you have smartphone-camera convenience without having to sacrifice picture quality.[$80; eye.fi]
The Genius GPS: With its five-inch screen and continent-spanning maps, the TomTom Go Live 1535M is a compelling reminder that smartphones haven't taken over the navigation game just yet. Its drive times are accurate even in unpredictable urban areas, and a lane-guidance system eliminates the need for last-minute lane changes. It can even snag hotel and restaurant reviews from travel sites.[$250; tomtom.com]
The Faster Flosser: Fling the string to the trash bin and clean between your chompers in seconds with Sonicare AirFloss, a want that gets between teeth with a burst of pressurized air and micro droplets of water for a faster, more accurate clean. Move the nozzle from one spot to the next, squeeze the trigger, and plaque is instantly blasted away. The entire process feels refreshing - and uses less than a teaspoon of water.[$90; target.com]
SMILE, SMILE, SMILE BE NICE TO OTHERS, LET SOMEONE GO FIRST, TAKE THE BACKSEAT
The Smarter Phone: Don't do Apple? Opt for the Droid Bionic, the best Android powered smart-phone ever tried. Under its huge 4.3-inch display hides a dual-core processor, which, along with its ultrafast 4G connection, makes you feel as if you're working (or playing) on your home computer. It's a full-size PC that fits in your palm [$300; motorola.com]
The Phone-Friendly Gloves: Until now, most gloves that play nice with touchscreen phones has done so by using awkward metal buttons on the finger-tips. The Outdoor Research Ambit employs a coating on the leather palms and fingers so wearers can execute the most intricate, full-fingered cell-phone screen swipes to, say, answer an important call from the boss or make a crucial fantasy-football transaction, all from the lift.[$98; outdoorresearch.com]
The Shot-Saving Golf Ball: In passionate pursuit of a more accurate shot, Nike's 20XI does away with the golf ball's conventional rubber core and replaces it with a lighter resin. Since heavier metals surround its perimeter, the ball flies straight off the tee, with less movement at impact and more at the apex of its trajectory. Practically, that translates into fewer hooks and slices and more green-grabbing spin as it falls to Earth. After bashing quite a few, we became believers.[$46/dozen; nike.com]
The Endless Memory Card: Whether you're vacationing on Cyprus or volcano-luging in South America, the Eye-Fi Mobile X2 makes friends, family, and random twitter followers jealous by instantly uploading your shots. The WiFi-enabled SD card beams its contents straight to your computer, tablet, phone, or social network so you have smartphone-camera convenience without having to sacrifice picture quality.[$80; eye.fi]
The Genius GPS: With its five-inch screen and continent-spanning maps, the TomTom Go Live 1535M is a compelling reminder that smartphones haven't taken over the navigation game just yet. Its drive times are accurate even in unpredictable urban areas, and a lane-guidance system eliminates the need for last-minute lane changes. It can even snag hotel and restaurant reviews from travel sites.[$250; tomtom.com]
The Faster Flosser: Fling the string to the trash bin and clean between your chompers in seconds with Sonicare AirFloss, a want that gets between teeth with a burst of pressurized air and micro droplets of water for a faster, more accurate clean. Move the nozzle from one spot to the next, squeeze the trigger, and plaque is instantly blasted away. The entire process feels refreshing - and uses less than a teaspoon of water.[$90; target.com]
SMILE, SMILE, SMILE BE NICE TO OTHERS, LET SOMEONE GO FIRST, TAKE THE BACKSEAT
Tuesday, November 29, 2011
Coming December 2nd! You do NOT want to miss this!
http://www.profitsosevent.com/
Check this event out & hope you can make it. Thanks
Check this event out & hope you can make it. Thanks
Friday, November 25, 2011
November 30th
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Tuesday, November 15, 2011
Sunday, November 13, 2011
Stocks that Pay Dividends!
3 Stocks you want to get NOW! :)
1) Johnson & Johnson (JNJ) is one of just four companies that carry a AAA grade on its debt. The company offers a 3.6% yield and has been very reliable--it's made steady payments since 1944 and has increased its dividend annually for the last 49 years. I think the company can accelerate its earnings growth over the next few years thanks to breakthroughs from its biopharmaceutical businesses. The company's pipeline includes potential new treatments for Alzheimer's disease, prostate cancer, hepatitis C, and a stroke prevention medicine. In our view, shares do not fully reflect the value of J&J's pipeline potential, and as a result we believe shares are attractively valued. Meanwhile, J&J should be affected less and less by major patent expirations on earlier products. Stock Price: $64.36 - Dividend Yield: 3.6%
2) AT&T (T) pays a 5.8% dividend. The telecommunications giant had made payouts since 1984 and has increased dividends steadily over the last 26 years, if completed, AT&T's merger with T-Mobil USA will make it No. 1 wireless operator in the U.S.(At press time, the U.S. Justice Department filed an antitrust lawsuit to block the proposed acquisition) The union should bring about operating savings that will fully offset the purchase price. Over the past 5 years, AT&T has grown its dividend about 5% per year on average. We expect a 2% growth rate in the next five years. We expect a 2% growth in a stabilizing economy thanks to AT&T's wireless and television businesses. Stock Price: $28.79 - Dividend Yield: 5.8%
3) Kinder Morgan Energy Partners (KMP) which operates oil and gas pipelines and storage facilities, pays a 6.6% dividend yield. Kinder Morgan has some 28,000 miles of pipelines used to transport natural gas and refined oil. The company has paid a dividend since 1992 and has increased its payout to investors the last 14 years running. We think Kinder Morgan can generate low double-digit income earnings growth this year, reflecting acquisitions and increased demand for storage capacity. For the past decade this dividend stock has delivered annualized total returns of 19.5%. What's more: A $10,000 investment in Kinder Morgan 20 years ago would be worth $190,000 today. In the next year, the company plans to build up its energy transportation and storage assets--one reason we think it is insulated from any decrease in oil or gas prices.
Stock Price: $70.56 - Dividend Yield: 6.6%
1) Johnson & Johnson (JNJ) is one of just four companies that carry a AAA grade on its debt. The company offers a 3.6% yield and has been very reliable--it's made steady payments since 1944 and has increased its dividend annually for the last 49 years. I think the company can accelerate its earnings growth over the next few years thanks to breakthroughs from its biopharmaceutical businesses. The company's pipeline includes potential new treatments for Alzheimer's disease, prostate cancer, hepatitis C, and a stroke prevention medicine. In our view, shares do not fully reflect the value of J&J's pipeline potential, and as a result we believe shares are attractively valued. Meanwhile, J&J should be affected less and less by major patent expirations on earlier products. Stock Price: $64.36 - Dividend Yield: 3.6%
2) AT&T (T) pays a 5.8% dividend. The telecommunications giant had made payouts since 1984 and has increased dividends steadily over the last 26 years, if completed, AT&T's merger with T-Mobil USA will make it No. 1 wireless operator in the U.S.(At press time, the U.S. Justice Department filed an antitrust lawsuit to block the proposed acquisition) The union should bring about operating savings that will fully offset the purchase price. Over the past 5 years, AT&T has grown its dividend about 5% per year on average. We expect a 2% growth rate in the next five years. We expect a 2% growth in a stabilizing economy thanks to AT&T's wireless and television businesses. Stock Price: $28.79 - Dividend Yield: 5.8%
3) Kinder Morgan Energy Partners (KMP) which operates oil and gas pipelines and storage facilities, pays a 6.6% dividend yield. Kinder Morgan has some 28,000 miles of pipelines used to transport natural gas and refined oil. The company has paid a dividend since 1992 and has increased its payout to investors the last 14 years running. We think Kinder Morgan can generate low double-digit income earnings growth this year, reflecting acquisitions and increased demand for storage capacity. For the past decade this dividend stock has delivered annualized total returns of 19.5%. What's more: A $10,000 investment in Kinder Morgan 20 years ago would be worth $190,000 today. In the next year, the company plans to build up its energy transportation and storage assets--one reason we think it is insulated from any decrease in oil or gas prices.
Stock Price: $70.56 - Dividend Yield: 6.6%
Saturday, November 12, 2011
Green Drinks Mason "Blanket the Homeless" Nov 23 Event
http://linkd.in/sPN6jT
Please come out & donate ANY clothes your not wearing, don't fit you...that way we can give to the poor people without anything. Thank You :)
Please come out & donate ANY clothes your not wearing, don't fit you...that way we can give to the poor people without anything. Thank You :)
Friday, November 11, 2011
Monday, November 7, 2011
Totally Awesome 80's Pink Prom. Celebrating 10 years of Pink Ribbon Girls!
Pink Ribbon Girls Totally 80's Pink Prom Celebration!
https://www.facebook.com/event.php?eid=195458547188242
https://www.facebook.com/event.php?eid=195458547188242
Sunday, November 6, 2011
Money Management For The Time-Pressed
You don't need as long as you think to get your financial life in order. Just squeeze in these 12 easy moves--some of which take a mere 15 minutes to tackle.
With longer work days complicating the already Herculean task of juggling job and family, you probably don't have a minute to spare. Like many people, you're eager to find ways to get the most done in the least amount of time. That helps explain why you find yourself answering e-mails in the grocery store checkout line and eating in the car while shuttling between activities.
Lack of time may also be to blame for the fact that financial tasks all too often fall to the bottom of your to-do list. According to government time-use studies, the average American rarely gets to money-management chores; those who do will spend a scant 15 minutes a day on them.
Granted, it's not just time that get's in the way. Many financial projects can seem overwhelming because of the sheer number of choices (which investment is best out of the thousands available? which credit card? which cable provider?). Studies show that when people are presented with too many possibilities, they can become paralyzed, a phenomenon known in social science circles as the paradox of choice. Carnegie Mellon economist George Loewenstein, who studies consumer behavior, explains that people do nothing because they're afraid of doing the wrong thing. But as Baltimore financial planner Tim Maurer notes, "Inaction is a decision too--and ordinarily not a good one."
Fortunately, you don't need more than a coffee break, a lunch hour, or a Saturday morning to make some smart moves with your money--moves that can cut your expenses, boost your savings, and protect your family's finances. "The key to meeting long-term goals is to break them into a short-term steps that are easier to accomplish," says Loewenstein. Turn the page for a dozen small steps with big payoff, whether you have 15 minutes or a few hours to spare.
Get on track for retirement. Yes, you really can devise a smart savings plan for retirement in just a quarter of an hour. The potential reward is huge: A survey by banking giant HSBC found that people who have even a rudimentary plan for reaching retirement goals are ending up with up to three times as much money as those without one.
Step One: Figure out your monthly savings rate at T. Rowe Price's Retirement Income Calculator (troweprice.com) Time needed: five minutes.
Step Two: Coming up short? Use the remaining 10 minutes to pump up your 401(k) contributions on your plan's website. If you can't put away as much as the calculator recommends, committ to automatically increasing the amount you're saving at the time of your raise; half of large employers offer this feature, according to Aon Hewitt.
Target your Savings. Want to save money for a rainy or sunny vacation week but never have enough leftover cash to stash for these goals? Have the money taken directly from your paycheck, so you'll never miss it. Only about 20% of workers split there paycheck among multiple accounts, though many employees with access to direct deposit can do so, reports electronic-payments industry group NACHA. The association found that those who take advantage save $90 more a month than those who don't.
How To Do It: If you don't have dedicated savings accounts for each of your goals, set them up. Discover Bank (discoverbank.com) is a good option since it consistently pays higher-than-the-average rates, recently 1% a year. Opening accounts online takes 10 minutes tops. Next contact your payroll department to see if you can split your paycheck; if so, figure on filling out a form, adding yet another five minutes. Not an option? Set up automatic transfers from your checking account so that the money is moved on payday.
Know the Score. The National Foundation for Credit Counseling reports that only four in 10 Americans know their credit scores. A good reason to be among them: This number determines what interest rate you'll get on loans and credit cards.
How To Check: Pony up $20 to get your score at myfico.com The FICO scoring model, the one most commonly used by lenders, ranges from 300 to 850. A score of 740 or higher entitles you to the best rates; if yours is lower, see "Juice your score" below.
Download a shopping buddy. You know that coupons can reduce the bite groceries and other household goods take out of your budget--25% of take-home pay for the average family--but you can't spend hours perusing the Sunday circulars. Fortunately, there are apps for that. Download these:
Coupon Sherpa. Delivers coupons to your phone for in-store scanning (free for iPhone and Android).
Cardstar. Stores your merchant loyalty cards on your phone, so you won't miss out on points or discounts (free for iPhone, Android, Blackberry, Windows Phone).
Juice your Credit Score. An excellent score--740 and up--is money in your pocket: On a 30-year fixed-rate $250,000 mortgage, someone with a score of 620 would pay about $240 more per month than someone with a 760. While a good score is earned over time, you can do these two things to quickly boost your number:
Step One: Get a free credit report from each of the three agencies that track consumer credit at annualcreditreport.com. Read them carefully looking for mistakes. Any errors-about one in five have them, the Policy & Economic Research Council estimates--could be costing you points, Report any problems to each of the bureaus and the lender (there's a form at each website).
Step Two: Call your card issuer to ask for an increase in your credit limit, since how much you tap of your available credit is a key factor in determining your score. The more unused credit you have, the better you look--ideally, you should use no more than 10% of what's available to you.
Shrink your Bills. Today the average wireless customer pays $1,320 annually; cable customers shell out around $800. BillShrink.com can help you reduce those costs. Fill out a quick worksheet--your address, how much you pay, favorite channels, and so on-and directly upload data from your phone account. The site will identify lower-cost providers based on your your current usage and show you exactly how much you could save over two years. Use the rest of the hour to cancel your current accounts and switch to a new carrier.
Protect your Legacy. Who wants to spend an afternoon thinking about their mortality? No one, which is why 55% of Americans don't have a will, according to FindLaw.com "But without one, you could be leaving disposition of your assets and the guardianship of your minor children to a court," says New Jersey attorney Gerard Brew. If you have kids and/or significant assets, you should really consult a lawyer. For now, however, download Quicken's WillMaker Plus ($35) from nolo.com. The program takes only 30 minutes to complete. But count on the discussion with your spouse over whether his mother or your brother would make a better gaurdian to add some time.
Get on Recruiters' radars. Today 89% of firms use social media to find candidates, according to Jobvite. Not seeking work? "The best time to create a digital footprint is before, you're looking," says Miriam Salpeter, author of 'Social Networking for Career Success'. That way your next move can find you.
How To Do It. If you're not yet on LinkedIn, the site most companies use to recruit, start by uploading your resume. Include your entire job history, since profiles with multiple jobs are 12 times more likely to be viewed than those with one; add a photo, and your click-through rate increases by seven times. Be sure to use keywords in your summary that are important in your industry (hint: check job ads to find them) so that you'll come up in searches.
With longer work days complicating the already Herculean task of juggling job and family, you probably don't have a minute to spare. Like many people, you're eager to find ways to get the most done in the least amount of time. That helps explain why you find yourself answering e-mails in the grocery store checkout line and eating in the car while shuttling between activities.
Lack of time may also be to blame for the fact that financial tasks all too often fall to the bottom of your to-do list. According to government time-use studies, the average American rarely gets to money-management chores; those who do will spend a scant 15 minutes a day on them.
Granted, it's not just time that get's in the way. Many financial projects can seem overwhelming because of the sheer number of choices (which investment is best out of the thousands available? which credit card? which cable provider?). Studies show that when people are presented with too many possibilities, they can become paralyzed, a phenomenon known in social science circles as the paradox of choice. Carnegie Mellon economist George Loewenstein, who studies consumer behavior, explains that people do nothing because they're afraid of doing the wrong thing. But as Baltimore financial planner Tim Maurer notes, "Inaction is a decision too--and ordinarily not a good one."
Fortunately, you don't need more than a coffee break, a lunch hour, or a Saturday morning to make some smart moves with your money--moves that can cut your expenses, boost your savings, and protect your family's finances. "The key to meeting long-term goals is to break them into a short-term steps that are easier to accomplish," says Loewenstein. Turn the page for a dozen small steps with big payoff, whether you have 15 minutes or a few hours to spare.
Get on track for retirement. Yes, you really can devise a smart savings plan for retirement in just a quarter of an hour. The potential reward is huge: A survey by banking giant HSBC found that people who have even a rudimentary plan for reaching retirement goals are ending up with up to three times as much money as those without one.
Step One: Figure out your monthly savings rate at T. Rowe Price's Retirement Income Calculator (troweprice.com) Time needed: five minutes.
Step Two: Coming up short? Use the remaining 10 minutes to pump up your 401(k) contributions on your plan's website. If you can't put away as much as the calculator recommends, committ to automatically increasing the amount you're saving at the time of your raise; half of large employers offer this feature, according to Aon Hewitt.
Target your Savings. Want to save money for a rainy or sunny vacation week but never have enough leftover cash to stash for these goals? Have the money taken directly from your paycheck, so you'll never miss it. Only about 20% of workers split there paycheck among multiple accounts, though many employees with access to direct deposit can do so, reports electronic-payments industry group NACHA. The association found that those who take advantage save $90 more a month than those who don't.
How To Do It: If you don't have dedicated savings accounts for each of your goals, set them up. Discover Bank (discoverbank.com) is a good option since it consistently pays higher-than-the-average rates, recently 1% a year. Opening accounts online takes 10 minutes tops. Next contact your payroll department to see if you can split your paycheck; if so, figure on filling out a form, adding yet another five minutes. Not an option? Set up automatic transfers from your checking account so that the money is moved on payday.
Know the Score. The National Foundation for Credit Counseling reports that only four in 10 Americans know their credit scores. A good reason to be among them: This number determines what interest rate you'll get on loans and credit cards.
How To Check: Pony up $20 to get your score at myfico.com The FICO scoring model, the one most commonly used by lenders, ranges from 300 to 850. A score of 740 or higher entitles you to the best rates; if yours is lower, see "Juice your score" below.
Download a shopping buddy. You know that coupons can reduce the bite groceries and other household goods take out of your budget--25% of take-home pay for the average family--but you can't spend hours perusing the Sunday circulars. Fortunately, there are apps for that. Download these:
Coupon Sherpa. Delivers coupons to your phone for in-store scanning (free for iPhone and Android).
Cardstar. Stores your merchant loyalty cards on your phone, so you won't miss out on points or discounts (free for iPhone, Android, Blackberry, Windows Phone).
Juice your Credit Score. An excellent score--740 and up--is money in your pocket: On a 30-year fixed-rate $250,000 mortgage, someone with a score of 620 would pay about $240 more per month than someone with a 760. While a good score is earned over time, you can do these two things to quickly boost your number:
Step One: Get a free credit report from each of the three agencies that track consumer credit at annualcreditreport.com. Read them carefully looking for mistakes. Any errors-about one in five have them, the Policy & Economic Research Council estimates--could be costing you points, Report any problems to each of the bureaus and the lender (there's a form at each website).
Step Two: Call your card issuer to ask for an increase in your credit limit, since how much you tap of your available credit is a key factor in determining your score. The more unused credit you have, the better you look--ideally, you should use no more than 10% of what's available to you.
Shrink your Bills. Today the average wireless customer pays $1,320 annually; cable customers shell out around $800. BillShrink.com can help you reduce those costs. Fill out a quick worksheet--your address, how much you pay, favorite channels, and so on-and directly upload data from your phone account. The site will identify lower-cost providers based on your your current usage and show you exactly how much you could save over two years. Use the rest of the hour to cancel your current accounts and switch to a new carrier.
Protect your Legacy. Who wants to spend an afternoon thinking about their mortality? No one, which is why 55% of Americans don't have a will, according to FindLaw.com "But without one, you could be leaving disposition of your assets and the guardianship of your minor children to a court," says New Jersey attorney Gerard Brew. If you have kids and/or significant assets, you should really consult a lawyer. For now, however, download Quicken's WillMaker Plus ($35) from nolo.com. The program takes only 30 minutes to complete. But count on the discussion with your spouse over whether his mother or your brother would make a better gaurdian to add some time.
Get on Recruiters' radars. Today 89% of firms use social media to find candidates, according to Jobvite. Not seeking work? "The best time to create a digital footprint is before, you're looking," says Miriam Salpeter, author of 'Social Networking for Career Success'. That way your next move can find you.
How To Do It. If you're not yet on LinkedIn, the site most companies use to recruit, start by uploading your resume. Include your entire job history, since profiles with multiple jobs are 12 times more likely to be viewed than those with one; add a photo, and your click-through rate increases by seven times. Be sure to use keywords in your summary that are important in your industry (hint: check job ads to find them) so that you'll come up in searches.
Saturday, November 5, 2011
Friday, November 4, 2011
Discounts & Deals - Fireplace Accessories
Baby, it's cold outside. Keep the home fires burning with these practical and stylish supplies* For even more bargains, go to our blog: realsimple.com/discountsanddeals
1. Tubular Steel Oval Wood Rack with Tray - Stockpile logs in this graceful stand by the back door or on the porch; the accompanying tray catches wood chips. plowandhearth.com $56 & $96
2. Blomus Chimo Four-Piece Fireplace Set With Triangle Base - Stoke the fire-and sweep your hearth soot-free; with these modern stainless-steel tools. allmodern.com $158.25
3. Tin of Fireplace Matches by Penhaligons - Extra-long starters get flames going without singed fingertips. decorativethings.com $36
4. Minuteman Candelabra - Create a fireside glow sans logs. Size 10 by 21 1/4 by 12 inches. wayfair.com $63.20
5. Poncelet Screen - If you have a small fireplace or hearth, this thin (yet sturdy) mesh shield keeps popping embers inside. Size 35 1/4 by 39 1/4 by 9 inches. ballarddesigns.com $84.15
6. Uniflame Bronze Cast-Aluminum Screen - Even shen a fire isn't crackling, this ornate divider makes your hearth a focal point. Size 30 by 54 inches. wayfair.com $153
SMILE AT EVERYONE OVER THE WEEKEND! BE NICE, BY SOMEONE'S LUNCH - COFFEE :)
1. Tubular Steel Oval Wood Rack with Tray - Stockpile logs in this graceful stand by the back door or on the porch; the accompanying tray catches wood chips. plowandhearth.com $56 & $96
2. Blomus Chimo Four-Piece Fireplace Set With Triangle Base - Stoke the fire-and sweep your hearth soot-free; with these modern stainless-steel tools. allmodern.com $158.25
3. Tin of Fireplace Matches by Penhaligons - Extra-long starters get flames going without singed fingertips. decorativethings.com $36
4. Minuteman Candelabra - Create a fireside glow sans logs. Size 10 by 21 1/4 by 12 inches. wayfair.com $63.20
5. Poncelet Screen - If you have a small fireplace or hearth, this thin (yet sturdy) mesh shield keeps popping embers inside. Size 35 1/4 by 39 1/4 by 9 inches. ballarddesigns.com $84.15
6. Uniflame Bronze Cast-Aluminum Screen - Even shen a fire isn't crackling, this ornate divider makes your hearth a focal point. Size 30 by 54 inches. wayfair.com $153
SMILE AT EVERYONE OVER THE WEEKEND! BE NICE, BY SOMEONE'S LUNCH - COFFEE :)
For lovers of food..NEW catering service!
I know the owner and his family...Excellent reputation & food of the highest quality!
http://www.localgourmetwc.com/catering.html West Chester, OH
http://www.localgourmetwc.com/catering.html West Chester, OH
Thursday, November 3, 2011
Thursday, October 27, 2011
Cincinnati Green Umbrella campaign
http://www.bizjournals.com/cincinnati/news/2011/10/26/cincinnati-campaign-ask-30k-homes-to.html?ana=fbk
Wednesday, October 26, 2011
Monday, October 24, 2011
some interesting facts, FUN & Mobile taking over? 'stuff'
Web technologies, including e-commerce shopping cart abandonment solutions(http://wsm.co/otb326) and some of the pros and cons of cloud computing(http://wsm.co/obprFe).
Data Feed Submission from Aten Software - Aten Software has released a product data feed submission software tool that automatically submits product data to shopping search engines, reading product data from the merchants' catalogs by using a product data export script that is copied to the storie's server. The script then generates raw data that the system uses to create more than 20 different feed formats. Web retailers are able to obtain free clicks from shopping engines that don't charge for listings such as Google Product Search, TheFind, Bing Shopping and GoShopping. Cost-per-click (CPC) advertising can be done in other shopping channels such as Nex Tag, PriceGrabber/Yahoo Shopping, Shopping.com and Shopzilla. The charge for the feed service is $21 per month for the first feed with an extra $12 per month fee for additional feeds, and currently supports e-commerce platforms including Yahoo! Stores, Magento and ASPDotNetStorefront.
Mobile Takeover - In an unremarkable turn of events, a new study by IDC tells us that by 2015 more people in the U.S. will access the Internet using mobile devices than those using desktop computers. Much of this is attributed to faster 4G network speeds and increased coverage, which makes surfing the Web on a mobile device comparable to a computer while being readily available almost all the time. The study predicts that mobile Web use will grow annually at a rate of 16.6% between 2010 and 2015, while the number of totl Internet users around the world will go from 2 billion to 2.7 billion-or about 40% of the global population.
SUNNY MONDAY A GREAT DAY TO SMILE, BE NICE & HELP SOME ONE OUT FREELY :)
Data Feed Submission from Aten Software - Aten Software has released a product data feed submission software tool that automatically submits product data to shopping search engines, reading product data from the merchants' catalogs by using a product data export script that is copied to the storie's server. The script then generates raw data that the system uses to create more than 20 different feed formats. Web retailers are able to obtain free clicks from shopping engines that don't charge for listings such as Google Product Search, TheFind, Bing Shopping and GoShopping. Cost-per-click (CPC) advertising can be done in other shopping channels such as Nex Tag, PriceGrabber/Yahoo Shopping, Shopping.com and Shopzilla. The charge for the feed service is $21 per month for the first feed with an extra $12 per month fee for additional feeds, and currently supports e-commerce platforms including Yahoo! Stores, Magento and ASPDotNetStorefront.
Mobile Takeover - In an unremarkable turn of events, a new study by IDC tells us that by 2015 more people in the U.S. will access the Internet using mobile devices than those using desktop computers. Much of this is attributed to faster 4G network speeds and increased coverage, which makes surfing the Web on a mobile device comparable to a computer while being readily available almost all the time. The study predicts that mobile Web use will grow annually at a rate of 16.6% between 2010 and 2015, while the number of totl Internet users around the world will go from 2 billion to 2.7 billion-or about 40% of the global population.
SUNNY MONDAY A GREAT DAY TO SMILE, BE NICE & HELP SOME ONE OUT FREELY :)
Saturday, October 22, 2011
NEW Skin Care Assistance Products & Collection
| Phone | |
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| Website |
| Company Overview | Our company brings you an alternative Organic collection of skin care products that is truly organic and without any harmful, or even questionable substances so that you have the peace of mind but also that natural healthy look that can only be obtain through Nature.“Let Nature Bring Back Health and Youth to your Skin” |
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| General Information | Sebastian Rey Skin Awareness Collection is sold at POSH boutique in Hyde Park at 2651 Observatory Ave,(513) 407-8059 and at Hair Peace Salon on1975 Madison Rd. (513) 871-4484. More stores coming soon. |
| Mission | Sebastian Rey Skin Awareness’ team of Holistic Practitioners, Herbalists and Aestheticians bring a Collection of Skin Care products that contains only the best quality botanical extracts, organic fruits, herbs , grains and flowers, natural ingredients and pure minerals. These ingredients are combined in unique arrangements to synergize and deliver nutrients that will improve your skin to its optimum healthiest potential. The results are just unbelievably restored, beautiful, healthy, youthful skin that will resist environmental damage, premature aging, attacks from free radicals, and damage from chemicals in makeup, sunscreens and other beauty products. Only Nature itself can return your skin to its full radiance and the youthful look you were meant to have. Welcome back to Nature. Welcome to Sebastian Rey Skin Awareness Collection. |
| Products | Sebastian Rey Skin Awareness Collection: Purifying Oatmeal Facial Bar Purifying Herbal Facial Bar Clarifying Toner Exfoliating Skin Scrub Rejuvenating Facial Elixir Hydrating Night Cream Nourishing Skin Balm Nourishing Lip Balm |
Rey@SebastianRey.com |
Thursday, October 20, 2011
some cool facts & other stuff
Dirty Tile & Grout October 2011 - check this out please
Cincinnati Maintenance This customer used several cleaning products with little or no success. We used cold water, and an all natural product to break down the soil and extracted the floor. They were so pleased! This is why we love our job!!!
8 - How many meals you'll provide to hungry Americans when you gork over just $1 to Feeding America, a nonprofit organization that fills and finances food banks in all 50 states. Each year, Feeding America serves 37 million people at more than 61,000 soup kitchens & pantries. Puts your Thanksgiving table of 12 in perspective, no? To donate, visit FeedingAmerica.org
59% - The percentage of working Americans who check e-mail on family holidays, including Thanksgiving, according to a poll conducted by Harris Interactive. Of those, 79% said they've received messages from (equally BlackBerry-addicted) coworkers. This November 24, give your family something extra to be thankful for and ignore your in-box. (So it's full the next day. Aren't we all?)
583 - The number of texted conversations included in "When Parents Text: So Much Said...So Little Understood"(Workman, $11) a collection of real--and hilariously fandom--messages between young adults and their parents and grandparents.
(Mom: Are you on your way to Zimbabwe?
Mom: Zimbabwe.
Mom: Zimbabwe.
Mom: Zimbabwe.
Mom: Zumba.
Mom: I finally got it right.) Rest assured--you're not the only mother with two left thumbs.
SMILE! BE NICE, BUY YOUR BOSS LUNCH, BUY YOUR SECRETARY FLOWERS, SMILE!!! :)
Cincinnati Maintenance This customer used several cleaning products with little or no success. We used cold water, and an all natural product to break down the soil and extracted the floor. They were so pleased! This is why we love our job!!!
8 - How many meals you'll provide to hungry Americans when you gork over just $1 to Feeding America, a nonprofit organization that fills and finances food banks in all 50 states. Each year, Feeding America serves 37 million people at more than 61,000 soup kitchens & pantries. Puts your Thanksgiving table of 12 in perspective, no? To donate, visit FeedingAmerica.org
59% - The percentage of working Americans who check e-mail on family holidays, including Thanksgiving, according to a poll conducted by Harris Interactive. Of those, 79% said they've received messages from (equally BlackBerry-addicted) coworkers. This November 24, give your family something extra to be thankful for and ignore your in-box. (So it's full the next day. Aren't we all?)
583 - The number of texted conversations included in "When Parents Text: So Much Said...So Little Understood"(Workman, $11) a collection of real--and hilariously fandom--messages between young adults and their parents and grandparents.
(Mom: Are you on your way to Zimbabwe?
Mom: Zimbabwe.
Mom: Zimbabwe.
Mom: Zimbabwe.
Mom: Zumba.
Mom: I finally got it right.) Rest assured--you're not the only mother with two left thumbs.
SMILE! BE NICE, BUY YOUR BOSS LUNCH, BUY YOUR SECRETARY FLOWERS, SMILE!!! :)
Wednesday, October 12, 2011
thoughts..MONEY..inflation-proof your portfolio 10/12/2011
"You say grace before meals. All right. But I say grace before the play and the opera,
And grace before the concert and pantomime, And grace before I open a book, And
grace before sketching, painting, swimming, fencing, boxing, walking, playing, dancing;
And grace before I dip the pen in the ink"
G.K. Chesterton, From An Early Notebook (Mid-1890's)
Inflation-Proof Your Portfolio: how you can craft an investment plan that keeps pace
Short-Term signs of inflation are easy to spot, from the higher tab to fill the tank at the gas pump to a noticeably beefier grocery bill for the same food you bought two weeks ago. Yet, while the weekly toll of inflation on your household budget is easy to track, the steady rise of prices exacts less visible but devastating long-term damage on your portfolio. The reason: Even relatively mild inflation over time can cut into the return on your retirement savings. In real terms that means money you have accumulated won't buy as much as it does now. In other words, you could come up short paying for the lifestyle that you've plotted 10 to 20 years in the future.
Between the year 2000 to April 2011, inflation has been modest--hovering mostly around a 1.5% to 3.6% rate of annual price increases as measured by the U.S. Bureau of Labor Statistics. Even though there was a spike in July of 2008, negative rates or mild deflation were recorded for several months in 2009. Even so, the cumulative rate of inflation for the entire period from January 2000 to April 2011 would be 33.2%. In real terms, $3,000 in household expenses at the beginning of the millenium would now cost you nearly $4,000 to cover.
Valerie Andrews, 51, had to consider that shift two years ago when she decided to step down from her accounts receivable position at an industrial supply company in Atlanta, Georgia. Andrews had salted away a sizable amount in her retirement savings around the time her firm offered a severance package. She consulted a financial planner, Fred O'Neal, and figured she could amass $500,000 in total with the money her company was presenting to early retirees. Andrews saw it as an opportunity to expand the personal printing company she operated out of her home, Val's Valuables, and to travel to see relatives across the country. "I've wanted to pursue personalized printing for years," says Andrews. "I worked at printing companies part time to learn as much as I could and now I can do a lot of things: marketing fliers, business cards, invitations, graduation mementos, and wedding pictures."
The key, says O'Neal, who works for the brokerage firm Edward Jones, was to give Andrews savings enough kick to keep up with price increases. His answer: Allocate 60% of Andrews' portfolio in equity funds that can help her benefit from the stock market's track record of outpacing inflation over time.
Consider these strategies to help inflation-proof your investments:
Engage in Portfolio allocation. Morningstar's Director of Personal Finance Christine Benz says it's important to analyze the mix of stocks (or equity mutual funds), bonds (or fixed-income mutual funds), and cash among your holdings. "You have to make sure you have a position in stocks to outpace inflation--even in retirement", she points out. The old rule of thumb is to subtract your age from 100 in order to find a suitable percentage of stocks or equity funds for your retirement savings. "That's not a bad starting point but as key as age is, it isn't the sole determinant. You have to factor in your tolerance for risk and your own personal needs as well," adds Benz.
Invest in fixed-income investments that keep up with inflation. Bonds typically pay investors a set rate of interest. For that reason, fixed-income investments can be particularly vulnerable to inflation over time. Low-risk Treasury Inflation-Protected Securities or TIPS and I-bonds' returns, however are linked to the inflations rate to ensure a real return on your investment. Benz maintains your TIPS holding should depend on the size of your portfolio. "It's possible that someone in retirement might hold 20% to 30% of his or her bond portfolio in TIPS with the explicit goal of protecting against inflation--further out from retirement would probably require a lower percentage."
Include commodities and real estate as part of your asset mix. Likw stocks, commodities and commercial real estate have proven track records to keep up with inflation. Raw materials and natural resources-corn, oil, and gold-tend to rise in price when inflation heats up. In the case of real estate, landlords are able to adjust rents for ofices and commercial space when prices are on the rise. One caveat: individual commodities and real estate prices can be very volatile. The best strategy is to add a bit--5% to 10%--to your portfolio through diversified ETFs or mutual funds that hold a varied portfolio spread among many holdings-James A Anderson
Inflation: The rate at which the general level of prices for goods and services is rising, and, subsequently, purchasing power is falling.
SMILE ALL DAY, EVERYDAY! BUY SOME1 LUNCH TODAY & GIVE UP YOUR SPOT IN LINE!
And grace before the concert and pantomime, And grace before I open a book, And
grace before sketching, painting, swimming, fencing, boxing, walking, playing, dancing;
And grace before I dip the pen in the ink"
G.K. Chesterton, From An Early Notebook (Mid-1890's)
Inflation-Proof Your Portfolio: how you can craft an investment plan that keeps pace
Short-Term signs of inflation are easy to spot, from the higher tab to fill the tank at the gas pump to a noticeably beefier grocery bill for the same food you bought two weeks ago. Yet, while the weekly toll of inflation on your household budget is easy to track, the steady rise of prices exacts less visible but devastating long-term damage on your portfolio. The reason: Even relatively mild inflation over time can cut into the return on your retirement savings. In real terms that means money you have accumulated won't buy as much as it does now. In other words, you could come up short paying for the lifestyle that you've plotted 10 to 20 years in the future.
Between the year 2000 to April 2011, inflation has been modest--hovering mostly around a 1.5% to 3.6% rate of annual price increases as measured by the U.S. Bureau of Labor Statistics. Even though there was a spike in July of 2008, negative rates or mild deflation were recorded for several months in 2009. Even so, the cumulative rate of inflation for the entire period from January 2000 to April 2011 would be 33.2%. In real terms, $3,000 in household expenses at the beginning of the millenium would now cost you nearly $4,000 to cover.
Valerie Andrews, 51, had to consider that shift two years ago when she decided to step down from her accounts receivable position at an industrial supply company in Atlanta, Georgia. Andrews had salted away a sizable amount in her retirement savings around the time her firm offered a severance package. She consulted a financial planner, Fred O'Neal, and figured she could amass $500,000 in total with the money her company was presenting to early retirees. Andrews saw it as an opportunity to expand the personal printing company she operated out of her home, Val's Valuables, and to travel to see relatives across the country. "I've wanted to pursue personalized printing for years," says Andrews. "I worked at printing companies part time to learn as much as I could and now I can do a lot of things: marketing fliers, business cards, invitations, graduation mementos, and wedding pictures."
The key, says O'Neal, who works for the brokerage firm Edward Jones, was to give Andrews savings enough kick to keep up with price increases. His answer: Allocate 60% of Andrews' portfolio in equity funds that can help her benefit from the stock market's track record of outpacing inflation over time.
Consider these strategies to help inflation-proof your investments:
Engage in Portfolio allocation. Morningstar's Director of Personal Finance Christine Benz says it's important to analyze the mix of stocks (or equity mutual funds), bonds (or fixed-income mutual funds), and cash among your holdings. "You have to make sure you have a position in stocks to outpace inflation--even in retirement", she points out. The old rule of thumb is to subtract your age from 100 in order to find a suitable percentage of stocks or equity funds for your retirement savings. "That's not a bad starting point but as key as age is, it isn't the sole determinant. You have to factor in your tolerance for risk and your own personal needs as well," adds Benz.
Invest in fixed-income investments that keep up with inflation. Bonds typically pay investors a set rate of interest. For that reason, fixed-income investments can be particularly vulnerable to inflation over time. Low-risk Treasury Inflation-Protected Securities or TIPS and I-bonds' returns, however are linked to the inflations rate to ensure a real return on your investment. Benz maintains your TIPS holding should depend on the size of your portfolio. "It's possible that someone in retirement might hold 20% to 30% of his or her bond portfolio in TIPS with the explicit goal of protecting against inflation--further out from retirement would probably require a lower percentage."
Include commodities and real estate as part of your asset mix. Likw stocks, commodities and commercial real estate have proven track records to keep up with inflation. Raw materials and natural resources-corn, oil, and gold-tend to rise in price when inflation heats up. In the case of real estate, landlords are able to adjust rents for ofices and commercial space when prices are on the rise. One caveat: individual commodities and real estate prices can be very volatile. The best strategy is to add a bit--5% to 10%--to your portfolio through diversified ETFs or mutual funds that hold a varied portfolio spread among many holdings-James A Anderson
Inflation: The rate at which the general level of prices for goods and services is rising, and, subsequently, purchasing power is falling.
SMILE ALL DAY, EVERYDAY! BUY SOME1 LUNCH TODAY & GIVE UP YOUR SPOT IN LINE!
Wednesday, September 28, 2011
Fruit Sodas
These are not your childhood fruit sodas. These 6 really did the trick!
1. BEST ORANGE - San Pellegrino Aranciata
bright and juicy, this lively Italian pick-me-up is just this side of sweet! $5 to buy at supermarkets
2. BEST CRANBERRY - R.W.Knudsen Family Cranberry Spritzer
soft, smooth bubbles offset the brisk bite of fresh cranberry juice. $4 for four 10.5 ounce @ supermarkets
3. BEST LEMON - Whole Foods Market Lemon Italian Soda
the formula for the ultimate summer afternoon: you + a deck chair + this frizzy citrus thirst quencher. $2.70 for one 25.4 ounce bottle, Whole Foods Market
4. BEST GRAPEFRUIT - Fizzy Lizzy Grapefruit
flecked with bits of tangy pulp, this zippy elixir has a pleasing bitter edge. Serve it over ice with gin and fresh mint. $7 for four 12-ounce bottles, at supermarkets.
5. BEST BLACK CHERRY - Blue Sky Natural Black Cherry Soda
no cough-syrup flavor here. Tart and refreshing, it's heaven in an ice cream float. $3.50 for six 12-ounce cans, at natural-food stores.
6. BEST POMEGRANATE - Izze Sparkling Pomegranate
lush, floral, and inviting, this pop makes a delicious nonalcoholic option come cocktail hour. $5 for four 12-ounce bottles, at supermarkets.
SMILE AT EVERYONE TODAY!!!
www.ypaeric.com Start a Personal Concierge business in your town:) Email: info@ypaeric.com
1. BEST ORANGE - San Pellegrino Aranciata
bright and juicy, this lively Italian pick-me-up is just this side of sweet! $5 to buy at supermarkets
2. BEST CRANBERRY - R.W.Knudsen Family Cranberry Spritzer
soft, smooth bubbles offset the brisk bite of fresh cranberry juice. $4 for four 10.5 ounce @ supermarkets
3. BEST LEMON - Whole Foods Market Lemon Italian Soda
the formula for the ultimate summer afternoon: you + a deck chair + this frizzy citrus thirst quencher. $2.70 for one 25.4 ounce bottle, Whole Foods Market
4. BEST GRAPEFRUIT - Fizzy Lizzy Grapefruit
flecked with bits of tangy pulp, this zippy elixir has a pleasing bitter edge. Serve it over ice with gin and fresh mint. $7 for four 12-ounce bottles, at supermarkets.
5. BEST BLACK CHERRY - Blue Sky Natural Black Cherry Soda
no cough-syrup flavor here. Tart and refreshing, it's heaven in an ice cream float. $3.50 for six 12-ounce cans, at natural-food stores.
6. BEST POMEGRANATE - Izze Sparkling Pomegranate
lush, floral, and inviting, this pop makes a delicious nonalcoholic option come cocktail hour. $5 for four 12-ounce bottles, at supermarkets.
SMILE AT EVERYONE TODAY!!!
www.ypaeric.com Start a Personal Concierge business in your town:) Email: info@ypaeric.com
Sunday, September 25, 2011
MuthaHood - LOL
LOL watch this :)
http://www.thechildhealthsite.com/clickToGive/chs/article/In-Tha-Muthahood409&origin=CHS_FACE_FAN_ADGROUP_BLOG_muthahood_9-25_CTG
http://www.thechildhealthsite.com/clickToGive/chs/article/In-Tha-Muthahood409&origin=CHS_FACE_FAN_ADGROUP_BLOG_muthahood_9-25_CTG
Friday, September 16, 2011
Expert Tested & Prime Cuts
I hope 2012 get's here realllly fast LOL
http://youtu.be/VWMZAZkFDbk Spiderman 2012
Record Your Glory Point of View cams extend your wild adventures by capturing them in high-def. Which does it best? Freestyle motocrosser Robbie Maddison mounted up to find out:
GOPRO HD HERO 960 - Though it lacks a playback screen, the GoPro has become the standard among thrill junkies, waterproof up to 180 feet. [$180; gopro.com]
V.I.O. POV.HD - A six element glass lens & advanced on-the-fly editing capabilities give the POV cred among the pros: It's what the crew of 'Jackass' films with.[$600; vio-pov.com]
Oregon Scientific ATC9K HD - with a nearly 4.5 inch-long barrel & bright yellow housing, the ATC9K basically broadcasts that its wearer is about to go big. For extremists, the waterproof(up to 65feet) & shock proof(up to 4 feet)cam also tracks g-force.[$300; us.oregonscientific.com]
PRIME CUTS - lighter, stronger materials make the latest utility knives must-haves, no matter the task!
1. THE HUNTER'S BLADE: the curved belly of the Benchmade Bone Collector 15005-2's is tailor made for slicing flesh & the walnut handle offers unparalleled grip.[$125; benchmade.com]
2. THE LIGHTWEIGHT CHAMPION: the CRKT Sampa 5335K is slim & pocket friendly, opens quickly with the flick of a finger.[$110; crkt.com]
3. THE FISHERMAN'S COMPANION: graduating steps on the Spyderco C101BL Manix2's handle prevent slippage. Meaning? You'll remove the hook from that smallmouth with ease.[$120; spyderco.com]
4. THE SURVIVALIST'S CUTTER: Knives of Alaska Xtreme Model V [$80; knivesofalaska.com]
5. THE CAMPER'S TOOL: The Buck Knives FlashPoint, an orange handle prevents you from losing the knife, while the embedded carabiner/bottle opener pops the tops off post-hike IPAs[$53; buckknives.com]
ENJOY YOUR WEEKENDS, SMILE AT A STRANGER & BUY THEM SUM FRESH COFFEE! :)
http://youtu.be/VWMZAZkFDbk Spiderman 2012
Record Your Glory Point of View cams extend your wild adventures by capturing them in high-def. Which does it best? Freestyle motocrosser Robbie Maddison mounted up to find out:
GOPRO HD HERO 960 - Though it lacks a playback screen, the GoPro has become the standard among thrill junkies, waterproof up to 180 feet. [$180; gopro.com]
V.I.O. POV.HD - A six element glass lens & advanced on-the-fly editing capabilities give the POV cred among the pros: It's what the crew of 'Jackass' films with.[$600; vio-pov.com]
Oregon Scientific ATC9K HD - with a nearly 4.5 inch-long barrel & bright yellow housing, the ATC9K basically broadcasts that its wearer is about to go big. For extremists, the waterproof(up to 65feet) & shock proof(up to 4 feet)cam also tracks g-force.[$300; us.oregonscientific.com]
PRIME CUTS - lighter, stronger materials make the latest utility knives must-haves, no matter the task!
1. THE HUNTER'S BLADE: the curved belly of the Benchmade Bone Collector 15005-2's is tailor made for slicing flesh & the walnut handle offers unparalleled grip.[$125; benchmade.com]
2. THE LIGHTWEIGHT CHAMPION: the CRKT Sampa 5335K is slim & pocket friendly, opens quickly with the flick of a finger.[$110; crkt.com]
3. THE FISHERMAN'S COMPANION: graduating steps on the Spyderco C101BL Manix2's handle prevent slippage. Meaning? You'll remove the hook from that smallmouth with ease.[$120; spyderco.com]
4. THE SURVIVALIST'S CUTTER: Knives of Alaska Xtreme Model V [$80; knivesofalaska.com]
5. THE CAMPER'S TOOL: The Buck Knives FlashPoint, an orange handle prevents you from losing the knife, while the embedded carabiner/bottle opener pops the tops off post-hike IPAs[$53; buckknives.com]
ENJOY YOUR WEEKENDS, SMILE AT A STRANGER & BUY THEM SUM FRESH COFFEE! :)
please review for Santa Maria...
Hey everyone out there reading this, I hope you have a really great wknd, with your family, friends & new people you meet this day; I would really appreciate it if you could click on this website, and maybe take a few mins to read about santamaria-cincy.org Thank you soo much :)
www.santamaria-cincy.org and it has the "Donate" button on every page. Thank You again :)
www.santamaria-cincy.org and it has the "Donate" button on every page. Thank You again :)
T.G.I.F. 9/16/2011 Enjoy your weekend! :)
https://www.facebook.com/YPAEric - my latest business venture, what do you think? www.ypaeric.com
https://www.facebook.com/pages/Green-Drinks-Mason/366900635445 Love meeting monthly to educate FUN
https://www.facebook.com/event.php?eid=216646895055037 This is the next event, a benefit for The Eve Center OR www.evecenter.org if you are reading this & would like to help the center, that would be fantastic. At the event, I'm asking all the attendee's for a suggested, $5 donation, if not able to make it but would like to donate, you can send to the offices of Green Drinks Mason, the address is below:
Green Drinks Mason
5405 Heather Circle
Mason, OH 45040-2269
SMILE AT ALL, BUY SOMEONE'S LUNCH TODAY, PARK FAR AWAY & WALK IN TO OFFICE
https://www.facebook.com/pages/Green-Drinks-Mason/366900635445 Love meeting monthly to educate FUN
https://www.facebook.com/event.php?eid=216646895055037 This is the next event, a benefit for The Eve Center OR www.evecenter.org if you are reading this & would like to help the center, that would be fantastic. At the event, I'm asking all the attendee's for a suggested, $5 donation, if not able to make it but would like to donate, you can send to the offices of Green Drinks Mason, the address is below:
Green Drinks Mason
5405 Heather Circle
Mason, OH 45040-2269
SMILE AT ALL, BUY SOMEONE'S LUNCH TODAY, PARK FAR AWAY & WALK IN TO OFFICE
Tuesday, September 13, 2011
conversation starters...so start one :)
54% the percentage of U.S. employeres who think it's bad form to friend one's boss on Facebook. Some status updates she just doesn't need to see. ("Work sooo boring. Watching 30 Rock on Hulu.") But that doesn't mean you can't make a friendly gesture. On October 16, National Boss Bay, ask them out for lunch or a coffee. (FYI: That means you should pay.) She'll appreciate the thought, and it never hurts to book some real face time.
300 the number of individual pieces that make up the Statue of Liberty, which was dedicated in New York City 125 years ago, on October 28, 1886. The statue. a gift from France, sat unassembled in crates for more than a year while workers finished its pedestal. A lady needs a solid foundation if she's going to stand for freedom. (Also, copper robes are really, really heavy.)
7,000,000,000 the earth's population on October 31, as projected by the United Nations Population Division. (The 6 billionth baby, as it designated by the UN, was born in Bosnia just 11 years ago.) All bets are on Asia for this year's record-breaking birth: Since the sun rises in the east, Asian mothers get a head start on the day. Here's to that future crowning achievement.
6,250 the amount of landfill waste (in tons) that could be avoided if half the kids in America traded Halloween costumes instead of buying new ones. Scared by that statistic? This year, trick out your little goblins in getups that you borrow on National Costume Swap Day (October 8). Ask friends to participate with you, or visit greenhalloween.org/costumeswap to find an in-person or online swap event.
124 to 140 How many more calories American workers burned in one day on the job in 1960 than they do nowadays, according to the science journal Plos One. Back then, more than half of all jobs required physical labor. Today less than one-fifth do. How can you burn a few extra calories at your desk (that is, besides taking a sledgehammer to your computer)? Set an alarm that reminds you to walk a lap around your office every hour, and head out for a stroll at lunch.
9% the average amount a person's pelvis expands between the ages of 20 and 80, even if he or she doesn't gain any weight, as reported in the Journal of Orthopaedic Research. So if you can't fit into those sophomore-year jeans, don't beat yourself up. Take a broader view: It's hip to age gracefully.
http://www.youtube.com/watch?v=-4QPVo0UIzc Moneyball - Brad Pitt movie with my friend Tamara Nicole
http://www.youtube.com/watch?v=8F1wrDsUqYc&NR=1 Killer Elite - I just LOVE action films :)
SMILE, SMILE AGAIN, THEN SMILE SOME MORE AT EVERYONE YOU ENCOUNTER TODAY!
300 the number of individual pieces that make up the Statue of Liberty, which was dedicated in New York City 125 years ago, on October 28, 1886. The statue. a gift from France, sat unassembled in crates for more than a year while workers finished its pedestal. A lady needs a solid foundation if she's going to stand for freedom. (Also, copper robes are really, really heavy.)
7,000,000,000 the earth's population on October 31, as projected by the United Nations Population Division. (The 6 billionth baby, as it designated by the UN, was born in Bosnia just 11 years ago.) All bets are on Asia for this year's record-breaking birth: Since the sun rises in the east, Asian mothers get a head start on the day. Here's to that future crowning achievement.
6,250 the amount of landfill waste (in tons) that could be avoided if half the kids in America traded Halloween costumes instead of buying new ones. Scared by that statistic? This year, trick out your little goblins in getups that you borrow on National Costume Swap Day (October 8). Ask friends to participate with you, or visit greenhalloween.org/costumeswap to find an in-person or online swap event.
124 to 140 How many more calories American workers burned in one day on the job in 1960 than they do nowadays, according to the science journal Plos One. Back then, more than half of all jobs required physical labor. Today less than one-fifth do. How can you burn a few extra calories at your desk (that is, besides taking a sledgehammer to your computer)? Set an alarm that reminds you to walk a lap around your office every hour, and head out for a stroll at lunch.
9% the average amount a person's pelvis expands between the ages of 20 and 80, even if he or she doesn't gain any weight, as reported in the Journal of Orthopaedic Research. So if you can't fit into those sophomore-year jeans, don't beat yourself up. Take a broader view: It's hip to age gracefully.
http://www.youtube.com/watch?v=-4QPVo0UIzc Moneyball - Brad Pitt movie with my friend Tamara Nicole
http://www.youtube.com/watch?v=8F1wrDsUqYc&NR=1 Killer Elite - I just LOVE action films :)
SMILE, SMILE AGAIN, THEN SMILE SOME MORE AT EVERYONE YOU ENCOUNTER TODAY!
Sunday, September 11, 2011
9 - 11
Please PRAY today for these families :(
http://www.youtube.com/watch?v=8KUEhbaMR6Y&feature=share
http://www.youtube.com/watch?v=8KUEhbaMR6Y&feature=share
Sunday, September 4, 2011
For my Norway friends - Enjoy this:)
http://www.iloveskydiving.org/view/videos/swooping-the-pink-open-2011/
The Green Lifestyle
www.thegreenworkplace.com
Ever wonder if Americans are really serious about going green? At The Green Workplace we decided to find out. We developed the Green Lifestyle Survey and sent it out during early April of 2010. To our pleasant surprise, it was completed by 1,050 people. ...
act.credoaction.com
California is about to approve the use of methyl iodide -- a potent neurotoxin and carcinogen -- for use on strawberries and other food crops. The best way to stop it is to ask the U.S. EPA to restrict its use at the federal level. Sign the petition today.
www.thegreenworkplace.com
GreenGuard Certification–VOC levels in FurnitureGREENGUARD Indoor Air Quality Certified®: Product certification program for low emitting interior building materials, furnishings, and finish systems. All GREENGUARD Certified Products have been tested for their chemical emissions performance
www.thegreenworkplace.com
Over the holidays my husband and I received lots of great wine. I normally focus my attention on the label around the body of the glass, but a gold label around the cork of a nice bottle of California cabernet (Three Wishes) caught my attention.
REMEMBER TO SMILE....SMILE EVERYDAY, YOU HAVE NO IDEA WHO YOU WILL TOUCH :)
Monday, August 29, 2011
Some Great info for ya ALL :)
Check out some of the latest MakeUseOf discoveries. Most of the listed websites are FREE or come with a decent free account option. If you want to have similar cool website round-ups delivered to your daily email, subscribe here. | Last.FM Free Music Downloads – While streaming music online is convenient, to carry songs around in your portable media device you need to download them first. LastFM has now launched a new section that lets you discover music from new bands and download their songs as MP3 files. This section is called LastFM Free Music Downloads. Read more: Last.FM Free Music Downloads: Discover New Music By Downloading Free MP3s |
 | CageApp – Emailing pictures of your project’s progress to multiple people and then obtaining their opinions is not a very convenient way of getting feedback. To conveniently collect feedback from clients and project members, check out the website titled CageApp. You can start by creating an account and then naming the project you are working on. Read more: CageApp: Easily Share Project Pictures & Obtain Feedback | |
 | GetRatio – As blog authors and webmasters, we usually encounter some hiccups in resizing embedded YouTube and Vimeo videos, as well as pictures to fit our posts. You will need to note the correct ratio of the video and compute the desired length and width. While this step is pretty straightforward, there is also a much quicker way to get this done. Read more: GetRatio: Get Correct Dimensions For Common Image & Video Resolutions | |
 | Doxo – Keeping up to date with bill payments online is very convenient, but many will admit that these kinds of services could be a lot better. Fortunately, Doxo is a file storage service that not only stores your documents in the cloud, but also organizes important documents for you. Dubbing itself as a “digital file cabinet”. Read more: Doxo: Online Digital File Cabinet For Your Bills & Receipts | |
 | PhotoFace.me – Keeping a track of how you look daily can be easily done by taking a picture through your webcam whenever you turn on your computer for the day. Here to help you take those pictures and store them is a web service called PhotoFace.me, a free and simple to use web service that lets you take pictures from your webcam and store them online. Read more: PhotoFace.me: Take Daily Face Pictures & Store Online | |
Saturday, August 27, 2011
Tuesday, August 16, 2011
The Billionaire King of Techtopia:
http://www.details.com/culture-trends/critical-eye/201109/peter-thiel-billionaire-paypal-facebook-internet-success#ixzz1VCNep352
So inspiring to know/see that if these guys can do it, anyone can, come up with an idea and MAKE IT!
SMILE, ENJOY, HELP OTHERS, BE NICE - BUY SOMEONE A STARBUCKS :)
So inspiring to know/see that if these guys can do it, anyone can, come up with an idea and MAKE IT!
SMILE, ENJOY, HELP OTHERS, BE NICE - BUY SOMEONE A STARBUCKS :)
Monday, August 15, 2011
Table Tennis - WOW!
http://www.youtube.com/watch?v=A8IVASo0umU&feature=fvwrel
http://www.youtube.com/watch?v=AxpTyWTIqYM&feature=related
SMILE, SMILE, SMILE!!! TONYA & TRACEE
http://www.youtube.com/watch?v=AxpTyWTIqYM&feature=related
SMILE, SMILE, SMILE!!! TONYA & TRACEE
Western & Southern Tennis - various clips
http://www.youtube.com/watch?v=i1XDj4d7nKw and the second one LOL { I love this one GREAT tune }
http://www.youtube.com/watch?v=DQqaMb0J8EM&feature=related Djokovic imitates Nadal at Rome
SMILE & ENJOY EACH OTHER :)
http://www.youtube.com/watch?v=DQqaMb0J8EM&feature=related Djokovic imitates Nadal at Rome
SMILE & ENJOY EACH OTHER :)
Saturday, August 13, 2011
Healthy snacks for your kids & You :)
http://snackeric.snackhealthy.com/
Hi friends, when you click the site, please look at it 2 different ways. 1) As getting healthy snacks for your kids to take to school or to enjoy during the summer AND 2) as a business opportunity, for your family & yourself, to make a nice living. Since I am sharing this with you, I would appreciate it if you would order from me.
Thanks so much.
Any questions at all, please email me: snackeric@snackhealthy.com
Thank You :)
Eric Routenberg
#24284
Hi friends, when you click the site, please look at it 2 different ways. 1) As getting healthy snacks for your kids to take to school or to enjoy during the summer AND 2) as a business opportunity, for your family & yourself, to make a nice living. Since I am sharing this with you, I would appreciate it if you would order from me.
Thanks so much.
Any questions at all, please email me: snackeric@snackhealthy.com
Thank You :)
Eric Routenberg
#24284
Grills, gadgets & games to build a legendary tailgate!
*Trigger-Happy: ever had a smoky bloody mary? It's like making out with Scarlett Johansson & Eva Mendes at the same time. See for yourself with the Smoking Gun handheld smoker, which infuses virtually anything--cheeses, sauces, shellfish, & yes, cocktails-with smoke flavor. $100 cuisinetechnology.com
*Puff Daddy: hit the electric inflator and in five minutes you can create this nylon palace complete with four rotating chairs with cup holders. In the dictionary next to "gangsta" is the Instant Tailgate Sports Den. And Eazy-E. $500 instanttailgate.com
*Great Ball of Fire: thaw blue fingers, toes, and balls in front of the Gas Can, a 15-pound portable propane fire pit that doubles as a grill. $280 campfireinacan.com
*Whip It Good: let's pretend the only reason you want to serve daiquiris & margaritas is to attract girls. Crush'em up all manlike by revving the Daiquiri Whacker throttles. $279 gasblender.com
*Get Your Kicks: how authentic is your lot game if you can't even score an extra point? Six-foot inflatable goal posts-customizable with 23 teams-solve that problem and are super easy to topple. $40 sportsunlimitedinc.com
*Pride And Toys: you can paint your chest in 40-degree weather. Or you could show your allegiance with this eight piece BBQ tool set, branded with one of 60 school logos. $76 nationaltailgate.com
*One Glove: when tongs are just too complicated, try the Charcoal Companion Pit Mitt, made of a flexible material used in NASCAR suits and heat-resistant to 475 degrees. $16 amazon.com
*Meals On Wheels: Freedom Grill's six-burner FG-900 attaches trailer-style to the back of your car and comes with 30-pound propane tanks. It's an 852-pound beast with ample storage space for meats and beverages. Just like you! $12,900 freedomgrill.com
*Supersize It: bear pong is a Paul Bunyan-size beer pong set featuring buckets, inflatable balls, and bounce shots! Go big or go home. $60 bearpong.com
*Rise Of The Machines: imagimotve custom-builds tricked out trailers & "tailgating systems" that convert the back of your car from "the place where I throw bodies rolled in carpets" to a man-lair-worthy entertainment center. Prices on request, imagimotive.com
*Captain Cook: rather burn charcoal than cash? The Camp Chef Big Gas Grill 3 - featuring detachable legs and a removable barbeque box-offers all the glory of a massive grill with more portability and a lower price. $353, campchef.com
*Manny Pack: if you want to be mobile but fear the cooler will be raided, worry no more. With the Beer Belt, you can strap a six-pack to your waist like a drunken, sausage-breathed Rambo heading into the forest of "Lot D". $22, thebeerbelt.com
IT'S THE WEEKEND - SMILE WHEN YOU CAN, ALL THE TIME, BE HAPPY, HELP OTHERS!
*Puff Daddy: hit the electric inflator and in five minutes you can create this nylon palace complete with four rotating chairs with cup holders. In the dictionary next to "gangsta" is the Instant Tailgate Sports Den. And Eazy-E. $500 instanttailgate.com
*Great Ball of Fire: thaw blue fingers, toes, and balls in front of the Gas Can, a 15-pound portable propane fire pit that doubles as a grill. $280 campfireinacan.com
*Whip It Good: let's pretend the only reason you want to serve daiquiris & margaritas is to attract girls. Crush'em up all manlike by revving the Daiquiri Whacker throttles. $279 gasblender.com
*Get Your Kicks: how authentic is your lot game if you can't even score an extra point? Six-foot inflatable goal posts-customizable with 23 teams-solve that problem and are super easy to topple. $40 sportsunlimitedinc.com
*Pride And Toys: you can paint your chest in 40-degree weather. Or you could show your allegiance with this eight piece BBQ tool set, branded with one of 60 school logos. $76 nationaltailgate.com
*One Glove: when tongs are just too complicated, try the Charcoal Companion Pit Mitt, made of a flexible material used in NASCAR suits and heat-resistant to 475 degrees. $16 amazon.com
*Meals On Wheels: Freedom Grill's six-burner FG-900 attaches trailer-style to the back of your car and comes with 30-pound propane tanks. It's an 852-pound beast with ample storage space for meats and beverages. Just like you! $12,900 freedomgrill.com
*Supersize It: bear pong is a Paul Bunyan-size beer pong set featuring buckets, inflatable balls, and bounce shots! Go big or go home. $60 bearpong.com
*Rise Of The Machines: imagimotve custom-builds tricked out trailers & "tailgating systems" that convert the back of your car from "the place where I throw bodies rolled in carpets" to a man-lair-worthy entertainment center. Prices on request, imagimotive.com
*Captain Cook: rather burn charcoal than cash? The Camp Chef Big Gas Grill 3 - featuring detachable legs and a removable barbeque box-offers all the glory of a massive grill with more portability and a lower price. $353, campchef.com
*Manny Pack: if you want to be mobile but fear the cooler will be raided, worry no more. With the Beer Belt, you can strap a six-pack to your waist like a drunken, sausage-breathed Rambo heading into the forest of "Lot D". $22, thebeerbelt.com
IT'S THE WEEKEND - SMILE WHEN YOU CAN, ALL THE TIME, BE HAPPY, HELP OTHERS!
Friday, August 12, 2011
Boy fighting Cancer get's gift of lifetime!
http://www.youtube.com/watch?v=oaoL7ZJZ5cw&feature=player_embedded The Cincinnati Red's did good!
BIG SMILES FOR ALL AS WE ENJOY THE WKND! BE NICE TO ALL
BIG SMILES FOR ALL AS WE ENJOY THE WKND! BE NICE TO ALL
incredible, affordable, tidbits - check it out friends:)
My friend Michaele Kadivnik is one of my guest presenters for the next Green Drinks Mason on August 24 and she can send/ship this anywhere...let's help her out :)
http://mysilpada.com/sites/michaele.kadivnik/private/content/home.jsf Thanks :)
https://www.facebook.com/video/video.php?v=10100341618495627&oid=210702582273745&comments Also, my friend Tamara Nicole is in this movie, 30 Minutes or Less, she was also in The Hangover II, has been in a very cool Corona commercial here http://www.youtube.com/watch?v=9wWLktiiqqw the girl in the hat about 5 or 6 seconds into the clip dancing...Very cool so go support her and see the films, if you haven't already!
SMILE AT EVERYONE TODAY - T.G.I.F.! WHO ARE YOU GOING TO HELP TODAY?
http://mysilpada.com/sites/michaele.kadivnik/private/content/home.jsf Thanks :)
https://www.facebook.com/video/video.php?v=10100341618495627&oid=210702582273745&comments Also, my friend Tamara Nicole is in this movie, 30 Minutes or Less, she was also in The Hangover II, has been in a very cool Corona commercial here http://www.youtube.com/watch?v=9wWLktiiqqw the girl in the hat about 5 or 6 seconds into the clip dancing...Very cool so go support her and see the films, if you haven't already!
SMILE AT EVERYONE TODAY - T.G.I.F.! WHO ARE YOU GOING TO HELP TODAY?
Thursday, August 11, 2011
When these folks meet for Green Drinks, they aren't slurping grasshoppers
When these folks meet for Green Drinks, they aren't slurping grasshoppers
My friend Feoshia, she did an excellent job interviewing me and discussing what Green Drinks is all about :)
My friend Feoshia, she did an excellent job interviewing me and discussing what Green Drinks is all about :)
Wednesday, August 10, 2011
Event News x2
http://cincinnati.metromix.com/bars-and-clubs/bar_club_event/green-drinks-mason-montgomery/2757034/content and also http://cincinnati.metromix.com/bars-and-clubs/bar_club_event/green-drinks-mason-montgomery/2757034/content
http://bit.ly/GDMFans & http://bit.ly/GDMason
I Love it when the City of Cincinnati highlights one of there own!
http://bit.ly/GDMFans & http://bit.ly/GDMason
I Love it when the City of Cincinnati highlights one of there own!
Tuesday, August 9, 2011
LOL Ultimate Dog Tease
http://www.youtube.com/watch?v=nGeKSiCQkPw&feature=player_embedded#at=27 So funny :)
Hollywood friend...making her mark :)
My friend Tamara Nicole, was in the movie 'The Hangover II', and was in this Corona commercial
as the girl dancing with guy in striped shirt, 5 seconds in, then with hat on at 7 seconds then again no hat
at the 10-11second mark dancing-chatting. http://www.youtube.com/watch?v=9wWLktiiqqw&feature=player_embedded#at=14 GO SEE that, then she is also in the upcoming movie
'30 Minutes or Less' which comes out this Friday August 12
as the girl dancing with guy in striped shirt, 5 seconds in, then with hat on at 7 seconds then again no hat
at the 10-11second mark dancing-chatting. http://www.youtube.com/watch?v=9wWLktiiqqw&feature=player_embedded#at=14 GO SEE that, then she is also in the upcoming movie
'30 Minutes or Less' which comes out this Friday August 12
Friday, August 5, 2011
Green Drinks Mason August 24 Event!
This will be a very special event, as we are lucky too be enjoying the nice Jeff Ruby's Carlo & Johnny restaurant in Montgomery OH. It will be an awesome night, one filled with many surprises and the guests will ALL have a fantastic time, as they share in coming together, meeting, discussing, having a few cold beverages, learning about the Eco-Chic SupernaturalBotanicals.com as Robin Ramey Feltner is our guest presenter. Hope you can make it!
https://www.facebook.com/event.php?eid=126166770809128
REMEMBER TO KEEP SMILING, BE NICE TO ONE ANOTHER, ENJOY YOUR LIFE! :)
https://www.facebook.com/event.php?eid=126166770809128
REMEMBER TO KEEP SMILING, BE NICE TO ONE ANOTHER, ENJOY YOUR LIFE! :)
Thursday, July 28, 2011
George Clooney movie shot in Cincinnati
I was lucky enough to be picked as an extra for this film, looking forward to seeing in October
http://movies.yahoo.com/movie/1810197342/video/26062247
http://movies.yahoo.com/movie/1810197342/video/26062247
Monday, July 25, 2011
Expertise : Life Lessons
5 ways to be a better friend - suggestions for creating your own enduring relationships
1. Stop Giving Advice: If you always tell your friend how to fix their problems, the relationship will be unbalanced. You become the One Who Knows All, and they become the One Who Is Troubled. Eventually you're both going to tire of those roles. Instead, let her bounce ideas off of you. Ask, "What are you planning to do about this tricky situation?" Or just give a supportive comment: "That sounds difficult. How do you feel about it?" Offer your opinion only if asked for it. Otherwise you're not having a dialogue; you're giving a lecture. Frank M Lachmann, Ph.D author of Transforming Narcissism, New York City psychologist
2. Show a different side of Yourself: One great way to that is to mix friends from different areas of your life-say throw a get-together with your buddies and your pals from work. You'll find yourself opening up more, and your friends will learn new things about you. Friendships benefit from a breath of fresh air. Sally Horchow, coauthor of The Art of Friendship: 70 Simple Rules For Making Meaningful Connections
3. Be Genuinely happy for your friend's Success: Friends want you to celebrate with them when good things happen. Sometimes that's harder than it sounds, especially if you're a little jealous of your pal's success. Swallow that emotion, because they don't just need a shoulder to cry on in a crisis. There also looking for someone to cheer there triumphs. Joy shared is joy doubled. Jennifer Litchman, one of the subjects of best selling book 'The Girls From Ames'
4. Make Small Gestures: You don't have to go to great lengths==throwing a surprise party or giving an expensive gift=to show your friends you love them. Case in point: When I had surgery in 2009, about 50 people posted short comments online wishing me well. I was touched. If you don't use social media, reach out in other ways. Leave your friend a compassionate voice message, or stop by there office with a latte if they had a tough day. It will mean the world. Jason Falls-social media consultant, Louisville, KY
5. Act like a nine-year-old: Grown-ups should work harder on seeing their friends. When you're in school, it's easy. You get to spend all day, every day, with them, except on Saturdays and Sundays. But once you're graduated, a company can't offer jobs to all your friends so that you can stay together. Adults have to make more of an effort to see each other, and sometimes they don't do that enough. Grace Logan will be entering 4th grade this fall in New York City.
SMILE AT EACH OTHER, SMILE OFTEN, BUY SOMEONE A LEMONADE OR WATER! :)
1. Stop Giving Advice: If you always tell your friend how to fix their problems, the relationship will be unbalanced. You become the One Who Knows All, and they become the One Who Is Troubled. Eventually you're both going to tire of those roles. Instead, let her bounce ideas off of you. Ask, "What are you planning to do about this tricky situation?" Or just give a supportive comment: "That sounds difficult. How do you feel about it?" Offer your opinion only if asked for it. Otherwise you're not having a dialogue; you're giving a lecture. Frank M Lachmann, Ph.D author of Transforming Narcissism, New York City psychologist
2. Show a different side of Yourself: One great way to that is to mix friends from different areas of your life-say throw a get-together with your buddies and your pals from work. You'll find yourself opening up more, and your friends will learn new things about you. Friendships benefit from a breath of fresh air. Sally Horchow, coauthor of The Art of Friendship: 70 Simple Rules For Making Meaningful Connections
3. Be Genuinely happy for your friend's Success: Friends want you to celebrate with them when good things happen. Sometimes that's harder than it sounds, especially if you're a little jealous of your pal's success. Swallow that emotion, because they don't just need a shoulder to cry on in a crisis. There also looking for someone to cheer there triumphs. Joy shared is joy doubled. Jennifer Litchman, one of the subjects of best selling book 'The Girls From Ames'
4. Make Small Gestures: You don't have to go to great lengths==throwing a surprise party or giving an expensive gift=to show your friends you love them. Case in point: When I had surgery in 2009, about 50 people posted short comments online wishing me well. I was touched. If you don't use social media, reach out in other ways. Leave your friend a compassionate voice message, or stop by there office with a latte if they had a tough day. It will mean the world. Jason Falls-social media consultant, Louisville, KY
5. Act like a nine-year-old: Grown-ups should work harder on seeing their friends. When you're in school, it's easy. You get to spend all day, every day, with them, except on Saturdays and Sundays. But once you're graduated, a company can't offer jobs to all your friends so that you can stay together. Adults have to make more of an effort to see each other, and sometimes they don't do that enough. Grace Logan will be entering 4th grade this fall in New York City.
SMILE AT EACH OTHER, SMILE OFTEN, BUY SOMEONE A LEMONADE OR WATER! :)
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