Buy Paintings & Prints From Emerging Artists: Ugallery.com showcases works by art students from colleges nationwide. Best of all, the site allows you to to try out a piece for a week to see how it looks in your home with NO penalty & FREE return shipping.
Get Deals on Antiques Online: A recent search on shopgoodwill.com turned up a vintage desk lamp for $6 & an old-fashioned sewing machine for $16. Also visit icollector.com for bargains on everything from Persian rugs to pottery.
Go with Custom Furniture: A local carpenter may charge less to build a no-frills piece, like a bookcase without moldings, than what you would pay for a similar item in a chain store...paint it yourself to save more.
Although some provisions of the patient Protection & Affordable Care Act won't be enacted until 2014, such as a ban on charging women more than men for the same ins. policy, a number of crusial changes become law this year. What you need to know!
*More Services will be Paid for In Full. Going forward, policies will be required to cover checkups, immunizations, & preventative tests, such as cancer screenings. You won't be charged co-pays or out-of-pocket costs, & the services are covered in full, regardless of any deductible you haven't met.
*Lifetime Limits are History: Insurers will be prohibited from capping what they pay out.
*Your Children can Remain on your Policy until Age 26: Previously kids in some states were on their own at age 18. Since many young adults don't have jobs with benefits, this change will allow them to keep affordable coverage.
*Kids with Preexisting conditions Cannot Be Denied Coverage: However, it's not yet clear whether companies can charge higher premiums for children w/prior health issues
*Insurers Have to Spend More Money to Care: 80-85% of company revenues must now go toward health care(as opposed to say, marketing)And that may put money in your pocket. Starting in 2011, if they break the rules, the federal govt can direct them to give you a rebate.
June is The Best time to Buy...Dishware: Shop Sales at retailers such as Pier 1 Imports and West Elm for 25 to 50 percent off.
by the numbers: 43% of consumers who switched to generic packaged goods prefer them to more expensive brands. Who needs a Fancy Label? More than 57% of grocery-store customers say they buy brands frequently--an all-time high, according to a recent survey. Private-label rice, frozen fruits & vegetables, & canned goods, in particular, are top sellers, say retailers.
*Thumbs-Up to SAM'S CLUB -- the wholesaler now offers its members free tech support on electronic devices, even if they weren't purchased at Sam's Club. Experts are available 24 hours a day, seven days a week, to provide assitance, setup, & troubleshooting on computers, TVs, home-theater systems, digital-music players & more. When control-alt-delete just doesn't cut it, dial 877-758-4346.
***SMILE! Drink Water if it's 80* or above AND buy someone lunch today :)
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