How to Save $5,000 This year..

$50,486 That's the eye-popping, sleepless-night-inducing amount the average American household spends annually, according to the U.S. Bureau of Labor Statistics, & most of that outlay goes to the six categories; food, health care, entertainment, home, transportation, apparel. But there are clever, everyday ways tp s[end a lot less( ((($5,000 less or even more) Read on and sleep easy

Food > the average household spends $3,744 a yr on groceries. For a large family this number could easily triple. Follow these tips to put your food budget on a diet.

*Sign up with CouponMom.com
*Swap them - become member of eCoupon's Grocery Coupon Trading Club
(ecoupons.com) collect a stack of coupons you don't need, then mail them to the website. In return, select up to 25 that you want.
*Take advantage of the competition - many retailers will match other retailers discounts, but most dont advertise this, ask a manage if there store does.

6 ways to cut grocery bills
1. Track your food budget - At the start of each month, attach small envelope to refrig door, each time you buy food, drop receipte in envelope, end of month see where you can make cuts.
2. Make a list & stick to it - You've heard this before, ppl who avoid impulsive shopping save big, spending up to 23% less on grocery bills.Annual savings $861
3. Join a food co-op - become a member of a locally owned grocery store in exchange for a share of the bounty. Find co-op near you at coopdirectory.com
4. Cut your meat - any recipe calling for a pound of ground meat can be substituted with 13-14 ounces..those few dollars add up quickly.
5. Buy more fruits & vegetables - when families add more produce to their diets there waistlines get smaller & there food budgets shrink by 25% Annual savings $936
6. Befriend the managers - the folks n charge of the produce,meat,dairy and seafood depts can tell you what time of day food is marked down so you can score best deals.

Need Some Bread? - hit up a local outlet for baked goods from Entenmann's, Arnold, & Boboli at up to 50% off. Search the outlet locator gwbakeries,com for locations.

How to save on Health Care coming Monday/Tuesday

SMILE & ask the drive thru person if you can pay for the person behind you :)