Thursday, October 27, 2011
Cincinnati Green Umbrella campaign
http://www.bizjournals.com/cincinnati/news/2011/10/26/cincinnati-campaign-ask-30k-homes-to.html?ana=fbk
Wednesday, October 26, 2011
Monday, October 24, 2011
some interesting facts, FUN & Mobile taking over? 'stuff'
Web technologies, including e-commerce shopping cart abandonment solutions(http://wsm.co/otb326) and some of the pros and cons of cloud computing(http://wsm.co/obprFe).
Data Feed Submission from Aten Software - Aten Software has released a product data feed submission software tool that automatically submits product data to shopping search engines, reading product data from the merchants' catalogs by using a product data export script that is copied to the storie's server. The script then generates raw data that the system uses to create more than 20 different feed formats. Web retailers are able to obtain free clicks from shopping engines that don't charge for listings such as Google Product Search, TheFind, Bing Shopping and GoShopping. Cost-per-click (CPC) advertising can be done in other shopping channels such as Nex Tag, PriceGrabber/Yahoo Shopping, Shopping.com and Shopzilla. The charge for the feed service is $21 per month for the first feed with an extra $12 per month fee for additional feeds, and currently supports e-commerce platforms including Yahoo! Stores, Magento and ASPDotNetStorefront.
Mobile Takeover - In an unremarkable turn of events, a new study by IDC tells us that by 2015 more people in the U.S. will access the Internet using mobile devices than those using desktop computers. Much of this is attributed to faster 4G network speeds and increased coverage, which makes surfing the Web on a mobile device comparable to a computer while being readily available almost all the time. The study predicts that mobile Web use will grow annually at a rate of 16.6% between 2010 and 2015, while the number of totl Internet users around the world will go from 2 billion to 2.7 billion-or about 40% of the global population.
SUNNY MONDAY A GREAT DAY TO SMILE, BE NICE & HELP SOME ONE OUT FREELY :)
Data Feed Submission from Aten Software - Aten Software has released a product data feed submission software tool that automatically submits product data to shopping search engines, reading product data from the merchants' catalogs by using a product data export script that is copied to the storie's server. The script then generates raw data that the system uses to create more than 20 different feed formats. Web retailers are able to obtain free clicks from shopping engines that don't charge for listings such as Google Product Search, TheFind, Bing Shopping and GoShopping. Cost-per-click (CPC) advertising can be done in other shopping channels such as Nex Tag, PriceGrabber/Yahoo Shopping, Shopping.com and Shopzilla. The charge for the feed service is $21 per month for the first feed with an extra $12 per month fee for additional feeds, and currently supports e-commerce platforms including Yahoo! Stores, Magento and ASPDotNetStorefront.
Mobile Takeover - In an unremarkable turn of events, a new study by IDC tells us that by 2015 more people in the U.S. will access the Internet using mobile devices than those using desktop computers. Much of this is attributed to faster 4G network speeds and increased coverage, which makes surfing the Web on a mobile device comparable to a computer while being readily available almost all the time. The study predicts that mobile Web use will grow annually at a rate of 16.6% between 2010 and 2015, while the number of totl Internet users around the world will go from 2 billion to 2.7 billion-or about 40% of the global population.
SUNNY MONDAY A GREAT DAY TO SMILE, BE NICE & HELP SOME ONE OUT FREELY :)
Saturday, October 22, 2011
NEW Skin Care Assistance Products & Collection
| Phone | |
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| Website |
| Company Overview | Our company brings you an alternative Organic collection of skin care products that is truly organic and without any harmful, or even questionable substances so that you have the peace of mind but also that natural healthy look that can only be obtain through Nature.“Let Nature Bring Back Health and Youth to your Skin” |
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| General Information | Sebastian Rey Skin Awareness Collection is sold at POSH boutique in Hyde Park at 2651 Observatory Ave,(513) 407-8059 and at Hair Peace Salon on1975 Madison Rd. (513) 871-4484. More stores coming soon. |
| Mission | Sebastian Rey Skin Awareness’ team of Holistic Practitioners, Herbalists and Aestheticians bring a Collection of Skin Care products that contains only the best quality botanical extracts, organic fruits, herbs , grains and flowers, natural ingredients and pure minerals. These ingredients are combined in unique arrangements to synergize and deliver nutrients that will improve your skin to its optimum healthiest potential. The results are just unbelievably restored, beautiful, healthy, youthful skin that will resist environmental damage, premature aging, attacks from free radicals, and damage from chemicals in makeup, sunscreens and other beauty products. Only Nature itself can return your skin to its full radiance and the youthful look you were meant to have. Welcome back to Nature. Welcome to Sebastian Rey Skin Awareness Collection. |
| Products | Sebastian Rey Skin Awareness Collection: Purifying Oatmeal Facial Bar Purifying Herbal Facial Bar Clarifying Toner Exfoliating Skin Scrub Rejuvenating Facial Elixir Hydrating Night Cream Nourishing Skin Balm Nourishing Lip Balm |
Rey@SebastianRey.com |
Thursday, October 20, 2011
some cool facts & other stuff
Dirty Tile & Grout October 2011 - check this out please
Cincinnati Maintenance This customer used several cleaning products with little or no success. We used cold water, and an all natural product to break down the soil and extracted the floor. They were so pleased! This is why we love our job!!!
8 - How many meals you'll provide to hungry Americans when you gork over just $1 to Feeding America, a nonprofit organization that fills and finances food banks in all 50 states. Each year, Feeding America serves 37 million people at more than 61,000 soup kitchens & pantries. Puts your Thanksgiving table of 12 in perspective, no? To donate, visit FeedingAmerica.org
59% - The percentage of working Americans who check e-mail on family holidays, including Thanksgiving, according to a poll conducted by Harris Interactive. Of those, 79% said they've received messages from (equally BlackBerry-addicted) coworkers. This November 24, give your family something extra to be thankful for and ignore your in-box. (So it's full the next day. Aren't we all?)
583 - The number of texted conversations included in "When Parents Text: So Much Said...So Little Understood"(Workman, $11) a collection of real--and hilariously fandom--messages between young adults and their parents and grandparents.
(Mom: Are you on your way to Zimbabwe?
Mom: Zimbabwe.
Mom: Zimbabwe.
Mom: Zimbabwe.
Mom: Zumba.
Mom: I finally got it right.) Rest assured--you're not the only mother with two left thumbs.
SMILE! BE NICE, BUY YOUR BOSS LUNCH, BUY YOUR SECRETARY FLOWERS, SMILE!!! :)
Cincinnati Maintenance This customer used several cleaning products with little or no success. We used cold water, and an all natural product to break down the soil and extracted the floor. They were so pleased! This is why we love our job!!!
8 - How many meals you'll provide to hungry Americans when you gork over just $1 to Feeding America, a nonprofit organization that fills and finances food banks in all 50 states. Each year, Feeding America serves 37 million people at more than 61,000 soup kitchens & pantries. Puts your Thanksgiving table of 12 in perspective, no? To donate, visit FeedingAmerica.org
59% - The percentage of working Americans who check e-mail on family holidays, including Thanksgiving, according to a poll conducted by Harris Interactive. Of those, 79% said they've received messages from (equally BlackBerry-addicted) coworkers. This November 24, give your family something extra to be thankful for and ignore your in-box. (So it's full the next day. Aren't we all?)
583 - The number of texted conversations included in "When Parents Text: So Much Said...So Little Understood"(Workman, $11) a collection of real--and hilariously fandom--messages between young adults and their parents and grandparents.
(Mom: Are you on your way to Zimbabwe?
Mom: Zimbabwe.
Mom: Zimbabwe.
Mom: Zimbabwe.
Mom: Zumba.
Mom: I finally got it right.) Rest assured--you're not the only mother with two left thumbs.
SMILE! BE NICE, BUY YOUR BOSS LUNCH, BUY YOUR SECRETARY FLOWERS, SMILE!!! :)
Wednesday, October 12, 2011
thoughts..MONEY..inflation-proof your portfolio 10/12/2011
"You say grace before meals. All right. But I say grace before the play and the opera,
And grace before the concert and pantomime, And grace before I open a book, And
grace before sketching, painting, swimming, fencing, boxing, walking, playing, dancing;
And grace before I dip the pen in the ink"
G.K. Chesterton, From An Early Notebook (Mid-1890's)
Inflation-Proof Your Portfolio: how you can craft an investment plan that keeps pace
Short-Term signs of inflation are easy to spot, from the higher tab to fill the tank at the gas pump to a noticeably beefier grocery bill for the same food you bought two weeks ago. Yet, while the weekly toll of inflation on your household budget is easy to track, the steady rise of prices exacts less visible but devastating long-term damage on your portfolio. The reason: Even relatively mild inflation over time can cut into the return on your retirement savings. In real terms that means money you have accumulated won't buy as much as it does now. In other words, you could come up short paying for the lifestyle that you've plotted 10 to 20 years in the future.
Between the year 2000 to April 2011, inflation has been modest--hovering mostly around a 1.5% to 3.6% rate of annual price increases as measured by the U.S. Bureau of Labor Statistics. Even though there was a spike in July of 2008, negative rates or mild deflation were recorded for several months in 2009. Even so, the cumulative rate of inflation for the entire period from January 2000 to April 2011 would be 33.2%. In real terms, $3,000 in household expenses at the beginning of the millenium would now cost you nearly $4,000 to cover.
Valerie Andrews, 51, had to consider that shift two years ago when she decided to step down from her accounts receivable position at an industrial supply company in Atlanta, Georgia. Andrews had salted away a sizable amount in her retirement savings around the time her firm offered a severance package. She consulted a financial planner, Fred O'Neal, and figured she could amass $500,000 in total with the money her company was presenting to early retirees. Andrews saw it as an opportunity to expand the personal printing company she operated out of her home, Val's Valuables, and to travel to see relatives across the country. "I've wanted to pursue personalized printing for years," says Andrews. "I worked at printing companies part time to learn as much as I could and now I can do a lot of things: marketing fliers, business cards, invitations, graduation mementos, and wedding pictures."
The key, says O'Neal, who works for the brokerage firm Edward Jones, was to give Andrews savings enough kick to keep up with price increases. His answer: Allocate 60% of Andrews' portfolio in equity funds that can help her benefit from the stock market's track record of outpacing inflation over time.
Consider these strategies to help inflation-proof your investments:
Engage in Portfolio allocation. Morningstar's Director of Personal Finance Christine Benz says it's important to analyze the mix of stocks (or equity mutual funds), bonds (or fixed-income mutual funds), and cash among your holdings. "You have to make sure you have a position in stocks to outpace inflation--even in retirement", she points out. The old rule of thumb is to subtract your age from 100 in order to find a suitable percentage of stocks or equity funds for your retirement savings. "That's not a bad starting point but as key as age is, it isn't the sole determinant. You have to factor in your tolerance for risk and your own personal needs as well," adds Benz.
Invest in fixed-income investments that keep up with inflation. Bonds typically pay investors a set rate of interest. For that reason, fixed-income investments can be particularly vulnerable to inflation over time. Low-risk Treasury Inflation-Protected Securities or TIPS and I-bonds' returns, however are linked to the inflations rate to ensure a real return on your investment. Benz maintains your TIPS holding should depend on the size of your portfolio. "It's possible that someone in retirement might hold 20% to 30% of his or her bond portfolio in TIPS with the explicit goal of protecting against inflation--further out from retirement would probably require a lower percentage."
Include commodities and real estate as part of your asset mix. Likw stocks, commodities and commercial real estate have proven track records to keep up with inflation. Raw materials and natural resources-corn, oil, and gold-tend to rise in price when inflation heats up. In the case of real estate, landlords are able to adjust rents for ofices and commercial space when prices are on the rise. One caveat: individual commodities and real estate prices can be very volatile. The best strategy is to add a bit--5% to 10%--to your portfolio through diversified ETFs or mutual funds that hold a varied portfolio spread among many holdings-James A Anderson
Inflation: The rate at which the general level of prices for goods and services is rising, and, subsequently, purchasing power is falling.
SMILE ALL DAY, EVERYDAY! BUY SOME1 LUNCH TODAY & GIVE UP YOUR SPOT IN LINE!
And grace before the concert and pantomime, And grace before I open a book, And
grace before sketching, painting, swimming, fencing, boxing, walking, playing, dancing;
And grace before I dip the pen in the ink"
G.K. Chesterton, From An Early Notebook (Mid-1890's)
Inflation-Proof Your Portfolio: how you can craft an investment plan that keeps pace
Short-Term signs of inflation are easy to spot, from the higher tab to fill the tank at the gas pump to a noticeably beefier grocery bill for the same food you bought two weeks ago. Yet, while the weekly toll of inflation on your household budget is easy to track, the steady rise of prices exacts less visible but devastating long-term damage on your portfolio. The reason: Even relatively mild inflation over time can cut into the return on your retirement savings. In real terms that means money you have accumulated won't buy as much as it does now. In other words, you could come up short paying for the lifestyle that you've plotted 10 to 20 years in the future.
Between the year 2000 to April 2011, inflation has been modest--hovering mostly around a 1.5% to 3.6% rate of annual price increases as measured by the U.S. Bureau of Labor Statistics. Even though there was a spike in July of 2008, negative rates or mild deflation were recorded for several months in 2009. Even so, the cumulative rate of inflation for the entire period from January 2000 to April 2011 would be 33.2%. In real terms, $3,000 in household expenses at the beginning of the millenium would now cost you nearly $4,000 to cover.
Valerie Andrews, 51, had to consider that shift two years ago when she decided to step down from her accounts receivable position at an industrial supply company in Atlanta, Georgia. Andrews had salted away a sizable amount in her retirement savings around the time her firm offered a severance package. She consulted a financial planner, Fred O'Neal, and figured she could amass $500,000 in total with the money her company was presenting to early retirees. Andrews saw it as an opportunity to expand the personal printing company she operated out of her home, Val's Valuables, and to travel to see relatives across the country. "I've wanted to pursue personalized printing for years," says Andrews. "I worked at printing companies part time to learn as much as I could and now I can do a lot of things: marketing fliers, business cards, invitations, graduation mementos, and wedding pictures."
The key, says O'Neal, who works for the brokerage firm Edward Jones, was to give Andrews savings enough kick to keep up with price increases. His answer: Allocate 60% of Andrews' portfolio in equity funds that can help her benefit from the stock market's track record of outpacing inflation over time.
Consider these strategies to help inflation-proof your investments:
Engage in Portfolio allocation. Morningstar's Director of Personal Finance Christine Benz says it's important to analyze the mix of stocks (or equity mutual funds), bonds (or fixed-income mutual funds), and cash among your holdings. "You have to make sure you have a position in stocks to outpace inflation--even in retirement", she points out. The old rule of thumb is to subtract your age from 100 in order to find a suitable percentage of stocks or equity funds for your retirement savings. "That's not a bad starting point but as key as age is, it isn't the sole determinant. You have to factor in your tolerance for risk and your own personal needs as well," adds Benz.
Invest in fixed-income investments that keep up with inflation. Bonds typically pay investors a set rate of interest. For that reason, fixed-income investments can be particularly vulnerable to inflation over time. Low-risk Treasury Inflation-Protected Securities or TIPS and I-bonds' returns, however are linked to the inflations rate to ensure a real return on your investment. Benz maintains your TIPS holding should depend on the size of your portfolio. "It's possible that someone in retirement might hold 20% to 30% of his or her bond portfolio in TIPS with the explicit goal of protecting against inflation--further out from retirement would probably require a lower percentage."
Include commodities and real estate as part of your asset mix. Likw stocks, commodities and commercial real estate have proven track records to keep up with inflation. Raw materials and natural resources-corn, oil, and gold-tend to rise in price when inflation heats up. In the case of real estate, landlords are able to adjust rents for ofices and commercial space when prices are on the rise. One caveat: individual commodities and real estate prices can be very volatile. The best strategy is to add a bit--5% to 10%--to your portfolio through diversified ETFs or mutual funds that hold a varied portfolio spread among many holdings-James A Anderson
Inflation: The rate at which the general level of prices for goods and services is rising, and, subsequently, purchasing power is falling.
SMILE ALL DAY, EVERYDAY! BUY SOME1 LUNCH TODAY & GIVE UP YOUR SPOT IN LINE!
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